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We are members of the Butler Armco Employees Credit Union and have been happy banking with them since we have opened. They offer great low rates on auto and personal loans, and pay a higher interest on our savings than our other commercial bank. They also offer competitive CDs as well as other investment options. The staff is friendly, and the building is very nice and new. There are many teller lines, they make it quick and easy to deposit. There is a low or no fee to take out cash at other banks and there is no annual fee on our account. All around, I would recommend this credit union to others who are able to join.
The Blue Sky from American Express seems to have a pretty good point system compared to other cards. The initial 7,500 points after $1,000 in three months is nice if you plan to use your card for everyday purchases. $1,000 is a lot to spend in 3 months but you are planning on spending it anyways, the $100 towards travel is nice. The interest rate on this card is pretty high if you are able to get a lower interest card. My Quick Silver Cash Rewards credit card from Capital One offers competitive incentives with a lower starting interest rate of 12.9%. The Blue sky starts at 17.24% APR. Another positive of the Blue Sky card is that it has no annual fee and 0% balance transfers for 15 months.
As an avid traveler, I generally use my Venture One Rewards Credit Card for purchases. This card, the Visa Black Card offers many of the same benefits with a better interest rate! I will get the bonus 25,000 points by using my card for everyday purchases during the first three months. These points transfer into miles...miles are why I use my current card. I'm always looking for a better deal, and I think this might be it! With 0% interest on my balance transfers for the first 12 months, I would have plenty of time to pay off my existing Venture Rewards balance...at 0%! I love to save a buck...and this card will enable me to do just that!
As an avid traveler, I generally use my VentureOne Rewards Credit Card for purchases. This card, the Disney Rewards Visa Credit Card, just might take it's place! The interest rate is set at 14.24%. My Capitol One card's interest rate fluctuates, and therefore I sometimes end up paying more each month. Although I will not earn frequent flyer miles with this card, the benefits of this Disney Rewards Visa Credit Card would be useful to me. I have children, and we make purchases from the Disney Store. The discount offered with this Disney Rewards Visa Credit Card at the Disney Store locations as well as the Disney Store online, could make this card pay for itself! Additionally, there is no limit to the 1% reward I could earn and redeem in Disney Dream dollars. I think I'll use this card and build up my Dream Dollar account! -I'M GOING TO DISNEYLAND!