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Credit Union of Southern California is truly unique in that it operates in a context where the savings gets passed to the customer. This is entirely true as there are no fees or hidden charges when you sign up and nothing ever mysteriously creeps up. Also, they were quick to provide me with a small business loan I needed in order to purchase a rental property for our real estate business. The terms were comparable to big national banks and actually exceeded my expectations due to the ultra low interest rate I qualified for. They have so many opportunities to take advantage of and really have the customer in mind with every service they provide.
I have had an account at first citizens for over four years now and my parents have had an account there for well over 10 years. We have been been more than satisfied with their services, particularly when it comes to clearing personal checks. We own quite a number of rental properties and tenants frequently pay with personal checks and money orders. We never have any delay or problem cashing them at First Citizens and the money is always deposited instantly. Their online banking is also easy to navigate and updates in real time instantly which makes things even easier. I would recommend First Citizens to anyone looking for a solid company that will always go the extra mile for their customers.
When I was a college student, I needed a no hassle, no headache checking account with zero fees associated with it. I had previously been with a large corporate bank and they hiked all of their fees up, including a monthly charge for maintenance. This was the last thing I needed as every penny counted at the time. I switched to Carolina Collegiate Federal Credit Union as my room mate told me that her father worked there and that there were no fees associated in any way with a checking account. Also, she assured me that they would treat me as family and not just as a customer. I took her advice and a few years later, I am still a customer and they also have helped finance a rental property purchase just recently. If you want the best, Carolina Collegiate Federal Credit Union is worth considering.
SECU has been one of our best banking institutions in the area for quite some time now. After closing on a rental property, I took the overage and deposited at SECU after opening an account. The reason being that this particular bank services most of the residents in the area and we wanted to set up a direct deposit for our new renters. This was incredibly easy to do and there were no fees at all involved. I am used to jumping through hurdles when it comes to banks and I was very ecstatic when I was informed there were none with SECU. No set up fees, maintenance fees, membership fees or any of that nonsense that many banks have turned to these days. It was all very easy and smooth. One of the better credit unions out there for sure.
I opened up a Bank of Hawaii account when my family purchased an island estate for our vacations. I figured since I was going to spend a few months every year in Hawaii, I would need to get a local checking account instead of relying and hoping that one of the Big Banks would be in the area. Needless to say, I am glad that I opened up my account with Bank of Hawaii. They have been extremely helpful and their checking services are better and faster than what I am traditionally used to. All deposits are immediately credited and show up in real time. In the past, my experience has been delays and fees with other banks. This is not the case with Bank of Hawaii. Great bank and great service.
AllSouth Federal Credit Union has been the best banking experience I have had to date. Most banks will charge you an arm and a leg in hidden fees just to be a member. On top of that, they also routinely find ways to sneak in service charges and other membership fees. This is not the case with AllSouth Federal Credit Union. That is the prime reason why I decided to switch from my large corporate bank to AllSouth Federal Credit Union. I have always had accurate statements and have had absolutely zero issues with my account and the customer service always goes the extra mile to help me when I need it. Best bank ever!