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Strip Steel has been one of the best credit unions I have had an account with. I have been with them for years (around 20) and have never had any complaints with them. We are on a first name basis and make me feel very welcome. Their hours of operation are convenient and there is rarely a wait in the lobby. I am able to obtain my checks free of charge. They also have a Christmas club fund, a savings account and other various ways to save. The loans provided have better rates than most banks. You can't go wrong with Strip Steel.
This card has been a hit right from the start. I am always looking for a bargain and I got 10% off my first purchase. Do not laugh but...you also get 15% off battery purchases. I stock up when they are on sale and save big! I pay whatever I owe off at the end off every month to avoid interest fees. If you shop at Radio Shack this is the card for you. It is very easy to make payments in the store or online, which ever you prefer. Also if you pay on time they offer bonuses and promotions.
I had Nationwide for seven years for homeowners insurance. I never had a claim with them and NEVER was late with a payment yet they continued to raise my premium annually. After sever years I was paying 800 more a year. I called them to cancel my policy and they sent me an electronic signature via email. I signed it and sent it back. One month later they still had not canceled my policy and I was paying for two insurance companies. Two months later still no refund. The owe me $1600.00. They are horrible to communicate with and rip people off.
I love my Disney card. It has so many extra features for use with the Disney parks.I was thrilled with the 15% off on my first purchase. I shop at the Disney store a lot due to having two children.You can earn Disney points to redeem in the Disney stores. They work the same as cash. You can also save your points if you like and use them when you go to Disney and redeem them for park tickets, dine plans and much more! The card has a fun appearance. The interest rate is on the high side but I have seen much higher. Pay off the bill with each statement and avoid all of the interest charges.
I had an account with this bank. they said my bank went into the negative and reported me to the chexsystem. When I told them I was never overdrawn they were unable to see why they turned me in. I went to the main branch and spoke with the branch manager who was also unable to find the problem. Six years later they still have me in the chex system and cannot open another account. They did not resolve their mistake and for six years I've had to suffer! I will never do business with them again. They are terrible to deal with.
I do not like the $75 annual fee after the first year. I also think if you are charging such a high fee the interest rates should not be so high. This card requires an excellent credit score but no incentives/ rewards worth applying in my opinion. After reviewing my other credit cards I do not think the rewards or the percentage is saving enough or have enough perks to switch over. If there wasn't an annual fee I would definitely reconsider. The Hyatt perks for staying at a Hyatt would not be beneficial to me in anyway considering I do not travel enough to take advantage of it. I have reviewed every pro and con for this card and have come to the conclusion that this just isn't the card for me.