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Receive 5 points per dollar on gas purchases with no annual fee? Yes please! This is definitely one of the highest rewards for gas purchases I’ve seen, while still giving a decent amount of points for groceries – two of my most basic and consistent purchases.
I’ve been using USAA for 5 years now and they have made handling my finances so much easier – from managing my insurance, to creating a joint account, to establishing credit, to rolling over a 401K from a previous job. Both my husband and I have been in contact with Customer Service because of questions we have had about various financial decisions and USAA has been kind, courteous and SUPER helpful in giving us the information we need and advice on what our options might be going forward. They really go above and beyond and we couldn’t be happier that we chose to bank with USAA. Highly recommended!
If you frequent the store like I do, the Wal-Mart gift card is a viable option. However, the rewards seem more like a joke – earn up to 1% cash back? Don’t all, or at least most, cards offer that as their minimum? I really wish this card offered more versatility in its reward program and higher rewards for making Wal-Mart purchases because, let’s be honest, I would probably be making more of my purchases at the Wal-Mart store than I already do. Still, the bonuses, the cash-back option, and the fact that there’s no annual fee make this a decent enough credit card, but there are better ones out there.
If you have an interest in keeping up with all the latest technology and you think Best-Buy is the place to do it, then this is a good credit card to have. There’s no annual fee and the rewards are always a plus, even if they are low compared to, say, the Amazon credit card which offers 3 points for every $1 spent on Amazon, 2 points for $1 spent on gas & food, and 1 point for every other dollar spent. I just think this card needs a little more versatility in its usage. Still, electronics are huge purchases and this is a card worth considering for that purpose.