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+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
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I would give this bank higher marks, but due to some things..... First off, I got this checking account which I guess was growth to begin with. After 6 months of being on the growth checking plan, the bank started charging me 5 dollars per month for not having over 500 in the balance. I was upset, so I went in and had them change it to this free eMerge account. The strange thing was, when opening the account, I strictly said I wanted free and no minimum balance for the account. Nothing was done, and I ended up paying a few months of this 5 dollar credit. Also, they charge you 2.50 for using an ATM, plus the fee the ATM charges, unless using an ATM at the bank. I would say it does the job of keeping money in an account, but other than that, I would most likely suggest shopping around.
I am loving this card! Having a long relationship with Wells Fargo as my bank, it's a company I can trust. This card has been great for gaining rewards for trips I have planned. The amount of gas and groceries I buy per year adds up to free trips with this card. Having no yearly fee and 0% interest for the entire first year has been a god send. I would definitely recommend this card, awesome company, great rewards and low interest rates.
I like how the American Express Green Card earns you points even though it is not a credit card. This is a great deal for a card that is used like a debit, you pay off the balance each month in full and you get miles and points to use for vacation. For people that need to get credit started, this card is great because you could most likely get this approved with no credit. This card reminds me of my first "secured" credit card, that card however did not earn me points or give me rewards, it simply built my credit. I would recommend this card for people who cannot get a standard mileage or points credit card.
I really like shopping at Nordstrom, and getting rewards to shop somewhere I would anyhow is great! Typically I go to the Nordstrom Rack that is near me, I really love the deals there and love their selection of shoes and jeans especially. It is very easy to gain points and sometimes they offer days where you get double or even triple points for every dollar spent. There are also other perks such as $100 of free tailoring every year which is great for me, since i always tend to need things cut just a bit. If you like superior clothing, and like to shop at Nordstrom, this card is a no brainer!