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As we all know, everyone loves to get rewards for many a purchase using a credit card. Since nobody uses cash anyone, getting a few extra bucks at the end of the month is really good. I have decided to go with the Capital One Quicksilver Cash Rewards Credit Card. There is lots of benefits to the credit card such as no annual fee, one time $100 bonus after spending $500, unlimited 1.5% cash back on every person. Spending a couple hundred dollars a month will sure add up at the end of the year. Also the cash back doesn't expire and there’s no limit to how much you can earn. I have had this credit card for a while now and I have recommended it to everyone. I have a few other credit card such as the Discover It and both are up there with their rewards and no annual fees. Another thing worth mentions is that Capital One has really good customer service and is always ready to assist you with any needs you may have. This is definitely a must have credit card.
After searching around for a nice and decent APY that is not zero or negative after adjusted for inflation for a 5 year CD, I have came across The Dime Savings Bank of Williamsburgh. Since I have some spare money that I wouldn’t need for a while, I have decided to invest with them. They currently provided me with 1.73% APY which is still low but since I want to have those money saved aside with spending it was an okay deal since the national average is below. I was happy with the service that they provided and hoping that market price doesn't change within the next few years. I would definitely recommend people to check it out if they are looking to save money aside that they won't be able to touch. Great service and great people thanks.
As a new driver for the first time, it was extremely important to get a good price since I still have a lot of student debt to pay off. After searching through the traditional car insurances I was getting high rates just because I am a new driver. While search long and hard I had found an insurance agency called Arthur J. Gallagher & Co. I was extremely happy with their knowledgeable representative and the help that I had received in getting assistance for my insurance. Through their help I was able to get out with an insurance that was in my budget and still had money left over. I would like to thank them for their expertise and professionalism in assisting their customers. If you need insurance come and check them out and see if you could save on your insurance.
From the first days of working, I have opened up a Chase Total Checking account. Even though Chase is not the best company because they charge high fees and in general have a lot of fees, it is the most convenient bank. Everywhere you go you see a Chase Bank, usually even 2 of the on one block. I believe have a bank always by your side is the most important thing because you always need cash. Within the years of having a Chase Total Checking account I had never had a problem with them. The customer service is also really good at all of the Chase branches. If they ripped people off a bit less it would have been a great bank.
Since I am moving into a new location, it is important for me to have a 15 month interest free credit card in order to purchase all of the necessities that I need for my new home. After searching around for different credit cards, I have came across the Chase Slate credit card. The Chase Slate credit card provided me with a reasonable regular rate and gives a 15-month 0% purchases interest rate, which I was extremely happy. Since I was approved I could now purchase all the essentials without having to worry about acured APR.
As a college student, I needed a credit card that I would be able to get approved for. I was extremely happy that Capital One MasterCard have approval me to receive my first credit card. The goal of the credit card was to build up my credit score rather then put myself into debt. I wasn't to thrilled about the annual fees of $29 that Capital One but my goal here was to get approval for the credit card.
As a college student, I wanted to start to build up my credit score so I had came across the Barclaycard Rewards MasterCard which required to have an average credit score. I was extremely happy to get approved for the card and I had enjoyed the rewards they provided. For example you are able to earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else which is a great deal. Even though the APR rate is high is it a great way to get started and build up a great credit score. So for all the students out there, try the Barclays Card Reward MasterCard.
Part of running a small private business is getting your office supplies. By using the Staples Business Store Card, I am able to control the inflow of supplies that are needed for my business. One benefit that everyone should be happy about is earning the 5% back in rewards on everything in store. Also the card provides interest free if paid in full within 6 months on all purchases of $299 or more, which is a huge benefit when running a business. So all the small business people who need a large inflow of supplies should definitely consider the Staples Business Store Card and have a worry free life. Thanks Staples for all the help in running a small business.
By reading through the card, I found out the nice features that it has to offers customers like myself. The information that had caught my eye was that Capital One offers )% on purchases until November 2014, which is for a year and that the interest rates were at a reasonable rates ranging from 11.9 to 19%. Also I was happy to see that there was a zero annual fee for the card, something that wasn't zero in my previous card. And to top off all the positive things, Capital one offers plenty of rewards for their customers like 1.25 miles per dollar on every purchase and every day purchases, redeem miles for airline tickets, hotel rooms, car rentals, and fly on any airline, any time with no blackout dates without having restrictions. So to everyone who is considering opening up a credit card, try and choose the Capital One VentureOne Rewards Card.