+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
The initial bonus and Amazon Prime membership (worth another $79) is an okay benefit to this Blue Cash Preferred card from American Express. However, this American Express suffers from having a $75 annual fee. There are way too many credit cards, including Blue Sky cards from American Express (if you catch them at the right time), out there that do not have an annual fee to ever get one with a $75 annual fee. You would be better off to get one without the annual fee and use the money saved towards an Amazon prime subscription (if that is something you want).
This Radio Shack store card is only worth it on two conditions. One, you must be a person that intends to spend a lot of money at Radio Shack or you need a lot of batteries. And second, you would need to know that you would pay off the balance before the interest kicks in. The interest rate is high and you would not want to carry a balance unless it was a part of the deferred interest program. If those two conditions do not describe you, you would be better off looking for a more versatile card. I like my Fidelity Investments card that gives me 2% back on all purchases into an investment account.
This Brooks Brothers Credit card isn't terrible, but there are better options out there. I like that it does not have an annual fee, that is always important to me. But the rewards are not that special unless you are a heavy shopper at Brooks Brothers. I don't buy all my clothes there. If I did, this card would provide more value. But as it is, it does not beat my Fidelity Investments AMEX that gives me 2% back on ALL purchases into my investment account. The $1 return on the Brooks Brothers Credit card is fine, but nothing special. I recommend staying away unless you plan to do a lot of shopping at Brooks Brothers.
I first got connected to Coastal Federal Credit Union through applying to refinance my car loan. The loan I had was through CarMax and had a terrible interest rate. Coastal Federal Credit Union's rate was less than half! The application process was easy to do online. I was approved and happily transferred my loan. I also opened a savings account and one of their Go Green Checking accounts. I have been pleased with each of the products. I live in a rural area without quick access to a brick-and-mortar location. Coastal Federal Credit Union's mobile app has been fantastic for my situation. It is easy to use and provides quick access to my account balance and spending. But the best thing about it is I can deposit my checks through the app into my account. This is so much easier and quicker for me. I'm also in the process of looking for a house. I plan to go with Coastal Federal Credit Union with my mortgage. Their rates have been competitive, but it is their friendly service that has set them apart from the rest. I'm proud to be a Coastal Federal Credit Union member!
I do like the Best Buy Store card. I have had it for 8 years and have often found it to be useful. The regular rate is not very good, but I have still found the card to be useful and a value based off of how often Best Buy offers special financing to card holders. It is not uncommon for them to have a promotion offering 0% financing for 12 months. It's a great way to make a purchase that you may not be able to immediately afford without having to pay interest on it. That has been the primary way I have utilized this card.
I have a Best Buy card that I really like. Best Buy often offers 0% financing for 12 months (sometimes 6 months or 18 months) on purchases. Knowing how nice it is to have that option makes it hard to like the Cabela's VISA Credit Card. While the interest rate is fair, it's not special and neither is the rewards program. To me, this card would be a better offer if Cabela's offered a more regular special (0%) financing for cardholders.