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Kohl's is one of my favorite stores to shop because I can always find just about everything I'm looking for there, so I thought that the Khol's store credit card was a good choice for me. The card is really great and extremely beneficial to those like me, who love this store. You get a great amount of discounts including up to 30% off on items in the store, including the clearance items at least once a month. You save tons of money with this card! When you sign up in store, there is no hassle and they give you a temporary card that you can use towards your first purchase, and you get a discount immediately as well. The only thing that I dislike about this card is the extremely high interest rate. So when you use it, try to pay it off as soon as possible!
I think that this is your run of the mill store credit card that you would find at just about any store offering a credit card. The card offers a nice rewards program which to me, seems a bit better than the Sallie Mae Upromise Rewards Master Card, which is a rewards card that I tend to use often. It offers $20 in bonus rewards upon your first purchase, which I really like, and I find that this is something that not a whole lot of cards have to offer. I do not like the rather high apr of this card. In my opinion, it would seem like one would have to shop a lot with this particular card at this store in order to justify the apr attached.
As soon as I became eligible for membership with Publix Employees Federal Credit Union, I became a member, and ever since my first day of enrollment with them, every single interaction with them has been extremely pleasant. They go out of their way to help you with any issues that may arise, they offer direct deposit of pay checks, and the best part is that, unlike other banks, with this credit union, you can start a savings account with just $50, and you do not need to have a lot of money to establish a checking account either. Their fees are very reasonable and are not nearly as high as you would expect with other, traditional more mainstream banks. The only thing that I dislike about this bank, is the fact that they offer very few locations should you actually need to go into the "bank". This credit union has been really great to me during my years with Publix, and I hope that any new employees would opt to use this bank.
Nordstrom is one of my favorite stores to shop at. I can always find something there for both myself as well as for others. This card was a great choice for me because of that. There is no annual fee, and you also have a 25 day grace period when you sign up, which is amazing, not a whole lot of cards offer grace periods like this one does. You get an initial $20 credit just for signing up for the card- you don't even have to use it in order to get the free credit, which is really good, and something that not a whole lot of credit cards have to offer. A huge perk to me is the complimentary alterations. I am very small and am often finding myself having to make alterations on clothing so that they fit me properly. Additionally, you can get great customer service with this card, and points when you spend that can be used towards purchases. If you are a frequent shopper at Nordstrom, then this card is a seriously great card for you!
I have been using my Capital one Platinum Credit Card for several months now, and I love it. This card has become my card of choice to use among the credit cards that I currently own. I had an issue with someone getting my account information and they informed me that the situation was already taken care of when I called the customer support number in regard to the situation. They stated that they took care of the issue for me within a few minutes of the suspicious activity happening. That is fantastic! I can't get that kind of quick response from my own bank! While this card does not offer any kind of rewards, it does offer a very low interest rate as well as 0% apr, which is something that not a whole lot of cards do these days. That benefit along with great customer service have made this card worth it.
American Eagle is one of my favorite stores and I shop there quite frequently, so having this card has helped me out a ton with clothing purchases. I have had this card for about two years and it is wonderful because you can earn points with purchases which can be used either for future purchases in store (or online) or they can be used to lower your monthly payments. With this card you get lots of other benefits as well. You get several coupons throughout the year including birthday coupons and special sales. I also love that I was able to open this credit card without having perfect credit, this only helps you to establish better credit in the future. The thing that I did not like about this card was the fairly low starting credit line of $100, however that changes over time. The positive side to that is that this is very easy to pay off.
I have had this card for years and love it. There are many great perks with every purchase that you make with the card, including a 5% back on various types of stores, which makes it a great value. This is another great card to have for the holidays! The best part about this card is the $200 cash back reward and the gift cards that come from time to time when using the card. The bonuses are great, the APR is low considering how high many others are, and the late payment fees are not that bad if you happen to miss a payment. This is a credit card that is quite forgiving and I have always had positive experiences when contacting their customer support call center. The only thing that I dislike is having to enroll yourself in various programs, such as the cash back program.
I love this card! It is fantastic around the holidays because of the 20% discount that you can get off of your purchase when signing up. I have members of my family that shop at JC. I love that I can use this card at the Sephora inside of JC Penny, and that I can pay my bill at the counter, as well as all of the other methods of payments. The only thing that I dislike about the card is the 27% rate.