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I have been a customer of Nationwide insurance for a little over a year now. I am pleased to report that I am a very happy user of their services, and would like to recommend them to anyone who's looking for competitive insurance premiums, without all of the hassle that certain other insurance agencies get their customers caught in, when it's time to file a claim. Nationwide's customer service is also among the greatest that I have ever seen in any business. Their representatives are well mannered, patient, and understanding. Overall, I would say that Nationwide is an excellent company to do business with and they are strongly recommended.
The BankAmericard Travel Rewards credit card appears to be one of the most prestigious and well-acclaimed credit cards currently available on the market. It offers great travel rewards through a generous points system, 24 hour emergency assistance, paperless statement options, and even overdraft protection on linked Bank of America checking accounts. The only notable downside to this credit card is the fact that it's somewhat hard to obtain, since it is only available to consumers who have an excellent credit history. Overall, however, the BankAmericard Travel Rewards credit card is the perfect choice for anyone who has a history of stellar money management and also enjoys traveling and exploring.
Compared to other prepaid cards that I have seen and used, the KAIKU card offers an impressively low monthly fee. At only $1.95 per month, this card is almost as good as a debit or credit card offered by a financial institution! The only minor drawback that I can see from the KAIKU card is the fact that using an out-of-network ATM to withdraw money from your account also charges the user an extra fee. However, KAIKU claims that their ATM network has upwards of 55,000 terminals from which money can be withdrawn. So, for most people, the ATM fee should be easily avoidable. Overall, I would say that the KAIKU card seems like it would be a good decision for someone who seeks simple and straightforward money management
The L.L. Bean card looks very appealing. I am enticed by its 23 day grace period and free returns and monogramming at L.L. Bean stores. However, I feel like I am not a frequent enough visitor of the store in order to merit the potential 19.99% interest rate and whopping 25.24% interest rate on cash advances. These two factors, to me, as someone kind of new to managing my finances, seem kind of alarming and off-putting. If you're a frequent shopper at L.L. Bean, with an established timeline of effective money management, I feel like this may be a credit card for you. For me, however, it has little practical appeal.
The American Express Serve card sounds like it would be a useful card to have for someone who is just starting out in learning how to manage their money. As opposed to other reloadable prepaid cards, this one doesn't have a monthly fee. In the past I have used cards such as a Greendot, which offered awful terms, conditions, and limits on what I could and could not do. All of these limits ultimately ended up only taking more and more money off of my card, and that is something which is easily avoidable with a card as reliable and honest as the American Express Serve card. Also, having access to free customer service both live and via the internet is a priceless asset which assures the consumer that if there is ever any question about their account which comes to mind, help can be reached at any hour of the day or night.