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I switched to Esurance after being with Geico. What a horrible decision! I didn't really have a problem with them at first. It was significantly higher premium payment then my previous provider. I didn't have that big of a problem with that. It was not until I went to renew my policy is when things went sour. I received a correspondence saying I needed to exclude someone in my household. Ok, fine I did that. I explained to the rep that the person I excluded did not live with me. Then they wanted to know EVERYTHING about everyone in my household. Extremely uncalled for. I explained to them that this person lived out of state so there was no need to continue asking about them. Then after all of that I went to cancel my policy and the rep was extremely disrespectful. She said there was no reason for me to close my policy with them. Umm excuse me. I will do whatever I see fit.
The customer service representatives in my branch are nothing but a delight. They really made the transition from my previous bank to this credit union super simple. I wasn't really sure of the benefits of becoming a member of a credit union. My rep explained everything to me so that I was able to understand as well as get the most benefits out.
The Capital One Clear Advantage Money Market was suggested by my mother. She is a current member of the capital one family. The application process is simple. The agent talks to you about the interest rates. As well as gives the best ways to save to get the most out of the account. My agent even gave a few loopholes to get around the monthly fee that is assessed. I have nothing but good things to say about this account
This Chase Freedom Cash Back Credit Card is the best I've come across. The best thing about this card is the endless earnings potentials. You purchase however much you want and still receive 1% cash reimbursement on the purchases. Besides the $100 bonus cash isn't too shabby. The only downside is that occasionally you may have to re-register for the bonus cash to get rewards. A really simple card to use.
This card is great for those looking to establish credit. Or those individuals that have low credit history. It's super simple to use. I also like the fact that the fees are up front so you know what your getting. There is a deposit of $200 that is required. The easiest way to make sure that build your credit is to buy small items and pay them off right away. That way you know exactly what your money is going towards. Saves you the hassle of hurting your credit in the future.
The best part about this card is the lack of fees. You can also get 0% APR for the first 15 months. Which a significantly long time for 0% APR. There is a cash advance rate is the average amount such as the other cards on the market. Another plus to this card is that you can earn one point for every dollar you spend. The best part is the points can be put to good use to rewards such as traveling. American Express is a great card and company to be associated with. One issue you may encounter is that everyone does not accept American Express cards. Other than that enjoy!
Right off the bat I like the fact that there is a $50 bonus just for signing up. Nothing beat free money. Which is completely different the US Bank card that I previously owned. While you aren't required to spend a certain amount I somehow was unable to receive the bonus points on my purchases. I like that BankAmericard Power Rewards Visa Signature Card lays out the points perfectly and ease for members to use. Racking up points for purchases will be super easy and quick. I use my card a lot for purchases. The transfer fee for balance transfers is a bit high considering I like to do a lot of transfers within the month. I also like the fact that there is no limit to the amount of points that you are able to earn each year. So I can spend to my little heart's content