+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
I have had this card for awhile now and am overall satisfied. I use it as a back up for groceries when I just don't have the extra after rent and fuel. I also use it a lot at Christmas to build up extra points. The return policy is also a plus, having an extra 30 days to return something. I only gave it 4 stars though because of the massive credit card hack they had a couple of months ago. It was a major headache and I hope to never have that problem again! At least customer service was great when helping to resolve the issue!
I have had my policy with USI Insurance Services for two years now and couldn't be happier. When I was going through a divorce, my previous insurance company still wanted to include my ex on my policy until the divorce was final. I couldn't afford to do that so I needed to switch immediately. A co-worker suggested USI and I am so glad she did. Quick application and the friendliest customer service I have ever had the pleasure of dealing with. Their claims department is also very quick and thorough when having to file a claim.
I used this in store credit card last year for Christmas. It was easily obtained when I applied. I love the interest free rate for 6 months. This allowed me to buy all of my kids Christmas presents, without having to go into our savings account or limit the amount of Christmas gifts they were going to receive. Customer service is extremely helpful and friendly. The points per dollar rewards are also a huge bonus to using this card! I always highly recommend this card to friends and family!
I have had this credit card for a little over a year now, and I've never had any problems with it. It was a very simple approval process, and customer service is always very easy to deal with. Since I've gotten this card, I rarely use either of my other two credit cards anymore. This is a great card whether you have great credit or needing to build up your credit.
I did not keep my store credit card for very long. The interest rate on this card is horrible and even with making payments on time, I still always got charged late payment fees. On three separate occasions, I had to call customer service to inform them that their payment cleared my bank several days before payment was due, so there was no way possible that they did not receive my payment. I shop at Stage often, so this credit card was quite a disappointment. The only reason I gave this card 2 stars and not 1, is because customer service was always friendly and helpful. It's the billing department that most likely needs to be completely redone!