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Very overall great credit union and iv'e been very happy here, the only problem iv'e had overall using this credit union, is some places my debit card wouldn't work, its not that I didn't have money in my account, some places said to me they don't take this certain credit unions card regardless of it saying visa or whatever, so overall good company, just cant access my money every around my city so kinda annoying.
The Good Year Store card, well this isn't too much too say about this card really, No benefits at all which is already a pass for me on this card. There is no annual charge for this card so that's one good thing overall. If I were to weigh this card on a weight scale with another credit card with no annual fees but it at least had one benefit to it I would go with the other card. The way that I see it is that the whole point of having a credit card is the incentives! if there are none of those why have one? Might as well just use cash and save yourself from possibly getting in debt or having these high interest rates! Look somewhere else with more bang for your buck!
The Union plus credit card, When first glancing at this credit card you make think its like any other credit card, but the advantages to this one is that their is no annual fee, which is a plus, "Most credit cards have this" Second you have no Over limit fee's and after 3 months of using this card you may be eligible to even better benefits! But lastly the third and final best offer they include with this credit card is the Unlimited 1.5% cash back on every purchase you make with no limit, this is what got me sold on this! What more can you ask for in a credit card? Free money? Total give in! I recommend this card to all who can get it with approved credit.
This would not be my first choice of a credit card if I had to pick it as my first one, the American Eagle Outfitters credit card, is just your average high interest credit card with very little savings and in order to save alot you have to spend thousands and thousands of dollars just to save a little 15% off another purchase, Which in today's society if you can afford to spend over ten grand here just to get 15% off you don't even need to save any money if you can afford to purchase that many things with this card, making this card ineffective and overall a pointless credit card to have with only befitting the company who makes it, and not the consumer.
Over all when I got this card I like the gifts you would get after you purchase items and the intensives that came with it such as low interest. After I didn't use it for about after I year I got things in the mail saying I owed 2700+ dollars to them, I was in shock! Someone took my credit card number and made purchases with my card with out me knowing! its affected my credit and made my life go upside down, the only way to resolve this problem was through mail, the people over the phone stated its a long process and you may not win and you might have to pay it anyway even if you did not purchase those items and things, not cool! discover! Once my name is cleared i'm cancelling this card and going to visa where iv'e had no problems with.
When I first signed up with American Modern their prices were great for home insurance, my house was out of state and was a rental, very easy to sign up and pay very helpful staff, their customer support is fantastic that's not the problem with this company. When I filed a claim on my house when the sub pump failed, they called it "A Flood," a total lie and said sorry not covered, when I told them it was the sub pump that failed, they said no and didn't accept my claim and denied it costing me thousands of dollars, I called and cancelled the next week. Why pay for insurance when they don't cover basic things? I am never going back again!