+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
Chase has always been a mediocre bank. They have a so/so customer relations and their credit cards are kind of blah. Their interest rates leave something to be desired. On the plus side they have branches all over the place and their online banking works pretty smoothly. Also, I didn't get hit with fees or anything too often. Just be careful of over-drafting with them. They will nail you eight ways to Sunday if you overdraft your account. If you have a small bank account, I would suggest banking elsewhere.
So far I have been pretty satisfied with TD Bank. They have been reliable, easy to work with, and provide decent rates for their savings accounts. There are also branches all over NYC which is convenient. Compared to many other larger banks, they are pretty good. Much better than Chase was, or than Bank of America or Wells Fargo. As far as NYC banking goes, I would definitely recommend them.
USAA is a good company! I’ve been a member for 6 years and they always come through. The rates are very reasonable.They have good options available for just about any situation. The customer service is unbeaten. When my father died, who had a policy with them, they were reasonable, helpful and understanding. They’ve successfully answered questions on a regular basis. USAA was able to help me out step by step through the process and correctly file a claim. They came highly recommended to me and I agree.
OnPoint is a very friendly community credit union. The staff are very helpful, and always able to answer questions. In general, OnPoint offers very reasonable rates and good services. My only concern is that its growing size might threaten its long term viability as a credit union. Hopefully it will stay fairly regional and responsive. So far so good. My only real complaint is that their mortgage rates are a little steep. I'm not sure if they repackage loans though.