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I had a dispute with a charge where a company took out more money then they were supposed to take. This left me unable to pay a bill that month. US bank quickly took care of it and reversed the charges. I have never been happier with a bank. US bank is so much better than TCF that it's unreal. They have an awesome webpage where it's very easy and quick to find the information you need.
This was my very first credit card when I turned 18! They gave me a decent limit for having 0 credit. The interest rate was extremely high, otherwise it was a great card! The bills came on time every month, there was no fee for paying online and everything went smoothly! They almost always had offers and promotions for no interest on certain products for a year or 1.5 years! I used those promotions more than once to purchase a flat screen and car stereo! I would definitely recommend this card to others!
I'm really not 100 percent sure what the benefit of the Valero Gas card is! The interest seems pretty high, there are no rewards, and there are no balance transfers! I suppose it would be a good option if you needed gas and you had no money available! There are many cards with better options than this; I would highly recommend you check those out!
Love this bank! I switched a few years ago from banks to this credit union and I love it! Awesome interest rates on the savings accounts; and the customer service is amazing. As far as I'm concerned I'll never switch from this credit union and I'll recommend it to everyone I know looking to make the change!
TCF Bank is by far the worst bank I have ever been with. Almost every bank now days will reflect your available balance immediately when using a card so that you don't have to essentially balance a checkbook constantly. TCF doesn't do this! If you don't keep track of every purchase in a ledger you will eventually overdraft. Once you do overdraft they will refuse to work with you in any way and they make it very difficult to get above a $0 balance in any quick amount of time. Also their website is extremely outdated and lacks important information. I'm so glad I switched banks and will never go back.
This seems like a good card; but it is odd in the way that you have to spend so many dollars to get enough points for a free airline ticket that it defeats the purpose. The annual fee is enough itself for one free round-trip ticket per year! So unless you plan on making every purchase that you buy on this card alone it's not worth the benefit! If you only fly 1-2 times a year it's much more worth your while to get a card with better points and simply purchase the airline tickets yourself!
This account has been great! The biggest issue I've had with checking accounts is overdrafts and struggling to know how much is actually in the account. Netspend updates your account balance immediately and gives you options to avoid overdrafts. Anytime I've had any issue whatsoever their customer service has been awesome and fixed the problem immediately. I would highly recommend them to any of my friends or family that have issues with traditional checking accounts.