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I have been a loyal customer of Arbella Insurance for over ten years and they are wonderful. Recently my daughter's car was involved in a car accident. Thankfully she was alright but her car was badly damaged. We needed a rental car while her car was at the dealership for repairs, which was covered by our insurance. Arbella was so prompt at processing our claim. Being involved in a car accident is stressful but Arbella made everything much less painful! Thank you!!
I am only giving the AT&T credit card a 3 star rating. In order to qualify for this card you need to have "Excellent, Good" credit rating, which is fine. But their APR % is too high if you have excellent credit in my opinion. Although I do like their rewards program, which is why I'm giving them 3 stars. I especially like the 10,000 bonus points you can receive after making $500 in purchases within the first 3 months of opening the account. Everyone likes to be rewarded for purchases!
The Western Union Prepaid Mastercard is a great way to either build your credit or rebuild your credit. You can avoid the low monthly fee of $2.95 with a direct deposit of $100 or more, which is easy to do for most people. There is no activation fee, overdraft fee or late payment fee which is another great incentive. I only wish it had a cashback bonus similar to the Discover card. I think this card is a wonderful way for people to establish credit.
I recently opened up a checking and savings account online with Santander Bank. They were offering an Extra $20 checking account. All you need is a direct deposit and pay two online bills. They would give me $20 every month for something I was currently doing at another bank. It was so simple to open up my online accounts and set up my online bill pay. I even received a welcome phone call from the local branch manager! I have been with this bank about six weeks now and I am extremely happy with them!