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The Credit One Credit card is a good card to help build or rebuild your credit. This is one of the very first cards that I ever applied for. Their payments are very manageable each month. I was given 2 credit increases in 2 months which was nice, but what I didn't like was that they charge you around $24.99 to increase your credit limit, I feel like this is ridiculous considering my Capital One Premier card is also very generous and they do not charge you to increase your credit limit. They also offer a credit tracking tool to give you your credit score, although it seems to inaccurate, more of a roundabout credit score not the actual score. Overall it is a decent card to have if you are establishing credit.
The AAA Member Rewards card looks to be a good and useful card to have. The ability to use the reward points for everyday expenses like gas, car repairs and even cash back is a major benefit. Few credit cards are so flexible with their reward points. Its reward system that allows cash the flexibility of cash back is similar to my Chase Freedom card, I ca use my rewards for cash or gift cards. The fees and APR seem to be relatively standard to most credit cards, making it an easy choice if comparing cards. There is no annual fee, which is a major plus. Overall, this is a good card to have, I will be getting one soon.
I love my Bank of America checking account. Their customer service is great! They are very approachable in the branches. My account is a student account, I have not been a student in quite some time but their banker advised me that I could upgrade my account or just keep the one I have and be "grandfathered" in without paying the monthly fee they now charge. I just decided to leave it alone and keep the account as is and make no changes and they were very sweet about it! Their communication is awesome!
The AT&T credit card is good but, the APR is way too high for someone who has to have excellent credit to even receive the card in the first place. The rewards program is OK, but it’s just like the other rewards programs for other cards out there, my Best Buy card was very similar.
I love my Traveler’s auto insurance. At first I was a little concerned about using them because I had never heard of them. They gave me a really good quote for my insurance after reviewing all of my needs for a policy. I actually, wrecked my car and they were very helpful, they did not treat me like a delinquent like some other companies have just because I was in an accident. Travelers is definitely on top of the list of insurance companies to be recommended.
I have a Chase and checking account and I love it! The customer service is awesome! We have our pay checks direct deposited, so we do not get charged the monthly fee. A couple of years ago we were moving and we had notified our cable company and they ended up double billing me for my final bill, $450! Moving is expensive enough without getting billed twice for a service. I called Chase and they gave me a courtesy credit for the extra bill while they investigated with the cable company. I never heard anything else about it! It was Great!
This card has a lot of benefits as far as rewards go, but that $495 annual fee ruins it for me! This is definitely not the credit card for me. I need to feel completely safe having a credit card the zero liability protection is good to have especially for a Luxury Card. The perks of this card really are for people who travel a lot. That is really how the rewards points will benefit a card holder. Me on the other hand, I do not travel a lot and that fee is awful!
I love my Best Buy Store card. I get lots of points for purchases that I have made, that convert into cash back for me. I earned enough points that Best Buy sent me a $50 voucher to use in store on anything. I bought a video game that my son wanted for his birthday with it! The payments are very reasonable as well! Their customer service is top notch, and that is very important to me!
I love my Capital One card. The payments are very low and they are very generous with credit line increases. Their customer service is awesome as well! They have helped boost my credit score quickly.
The Radio Shack Store Card is a great card to have. I have had other store cards before like this one but the experience was very different. I had the best buy card before and they made you feel like just another customer. Using my Radio Shack store card is great, they are very personable, and I used the deferred interest payments around Christmas last year. It was nice to have a "same as cash" deal from a retail store during the Christmas rush!
I love Georgia’s Own Credit Union. They are very informative and very nice to work with. There used to be a branch inside the building of a company that I formerly worked for. It was my first interaction with a credit union. They were very helpful with setting up a new checking and savings account. They told me about interest bearing accounts for the future and gave me all the tools I needed to have a successful banking future.
I LOVE THIS CARD, THIS IF BY FAR THE BEST STORE CARD I HAVE. I RECEIVE NUMEROUS DISCOUNTS EVERY MONTH JUST FOR HAVING IT. NOT TO MENTION THE KOHL’S CASH I GET FOR SHOPPING IN THE STORE IS ALWAYS AN ADDED BONUS. I WOULD RECOMMEND THIS CARD TO ANYONE. I PRIMARILY USE IT FOR SCHOOL CLOTHES FOR MY KIDS; ADD THAT WITH THE COUPONS YOU GET AROUND BACK TO SCHOOL TIME AND IT’S A WINNER!