+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
You know how people say they wish they could rate something zero? I wish I could rate this places negative stars. I've never had a worse experience with a business. This place loves their fees. When I first signed up they didn't tell me that I was going to get with fees if I didn't deposit a certain amount every month. Instead I just got a giant packet that I was supposed to read the fine print in. I later went and got it switched to having a base amount I had to have to not get fees. Turns out they didn't change it like I told them to. I decided to close my account. I thought I had closed my account, but turns out they didn't put it through because I didn't have a zero balance. Apparently I had less than a dollar in my account and I was getting hit with fees. They tried to say I had to pay the fees. After I yelled enough they just closed the account and didn't make me pay anything. Now I'm at a credit union and I love it.
This card is ok. I imagine if you actually got sent what you're supposed to get sent it would be great. However I only get half the bonuses I'm supposed to get. I get far too many ads for my taste. The customer service at Victoria's Secret is also terrible. It's probably my biggest turn off. I really hate bad customer service. Being a large breasted female I really just hate Victoria's Secret over all. I'm pretty happy I stopped going there.
Overall I haven't really had any issues with this credit union. I've only had the issue of being denied a few features because of my credit rating. The person who I work with seems very interested and commuted in trying to help me up my credit. Something I am very appreciative of. I really love UW Credit Union.
I really like this credit card. The perks are quite obviously the best part about it. I go traveling a lot so the points really pay off for me. The customer service is really great whenever I have a problem. They're always very nice and care about fixing whatever is going on. I rarely have any problems with them though. I dislike the fees, but I dislike any fees in relation to credit cards.