+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
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This card is great for what it does: rebuilds credit. When I first started gaining credit, I missed a few payments, and wound up in the hole. This is one the cards that helped me get out of that hole. While it is pricey, and has to be backed with your own money, it does exactly what it is supposed to do. The card is also very pretty, probably the nicest one I have, which could be a plus for the right person!
I've had this card for a few years, and I'm not completely sure how to feel about it. While this is the main card I use, I don't necessarily feel as though there needs to be the huge yearly fee that is charged. I'll admit, I've had to max out my time in their grace period more times than I'd like, which was a good feature for me to have. I would recommend this card to someone who doesn't mind paying the large annual fee.
Since I fly literally all the time, this card is perfect for me. I like that I can use this on separate Southwest accounts, since sometimes I purchase tickets for family members who have different accounts. The interest rate on this card is also not bad, considering it is pretty average for this type of card. I've saved probably $300-400 since I first got this card, which paid for approximately two free hotel stays. I would recommend this card to anyone who travels a lot.
Since I shop at Amazon pretty much all the time, this card is perfect for me. Since I receive 5% cash back on those purchases, it has earned be over $200 over the past few months, which is awesome. It took me a while to qualify for this card, since it does require you to have very good credit, but I swear it is worth it. The low APR is also a great incentive to get this card, seeing as it is lower than a lot of comparable cards.
I have had a savings account in this bank for almost 4 years. The woman who usually takes care of me, I think her name is Tina, is actually extremely friendly and caring. I have never really had a problem with this account, other than when I was trying to transfer funds from one account to another.
The most frustrating about this card is the website. It is completely outdated and not at all interactive, very disappointing.
Since I am in a relationship which requires a lot of traveling, this card is perfect for my life. After spending a set amount of money, you accumulate points which can be redeemed for a variety of different things. The APR on this card is sort of unfortunate, but as long as you pay your bills on time there shouldn't be a problem. Great for people who travel a lot and stay in hotels.
I decided to go to this credit union because I am from the area and a friend of mine works here. The application process was great, although a bit timely. I spent probably 2 hours there, when I was expecting it to take much less than that. So far, I haven't had many problems, although the one time I did call with a problem, I was put on hold for about 15 minutes. Overall it is a nice credit union with good perks.
When I first started looking for a savings account, I needed one I could open online that offered online banking and paperless receipts. The overdraft protection has saved me on more than once account, and it is extremely easy to report fraud if someone uses your account. Also, I have a bad habit of losing my debit cards, so it is very convenient that they are willing to send me a new one every few months for a very low price.