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I receive atena health insurance through my job, ive been with them for the past 5 years and every time ive had any type of issue, small or large they have been quick to talk about the problem and find an acceptable solution. The co-pays are extremely affordable and most doctors are covered in the network. This is the best health insurance ive ever had.
I recently switched to the Wells Fargo Value Checking Account and i must say im very pleased with it. The online features are on par with other checking accounts i have had and you can open this account with just a $50 deposit. The fees are very low and can be waived if you maintain a minimum balance or have $500 or more in direct deposits per month.
Bank of America to me has always been kind of a stuck up bank. They charge high fees and high overdraft fees. They are able to do this because they are one of the top banks in the game. I left this bank years ago because they seem to make up policies as they go, i have never been able to resolve a issue with them in a way i saw as fair to me. The only plus is that they have locations everywhere but i rather pay the ATM fee of using another bank than bank with these guys again.
The fees on The Bank of America MyAccess checking account are pretty high, with a high threshold to avoid the $12 monthly fee. I had this account a few years ago and did not keep it long. The overdraft charges are piled on and i once received 3 overdrafts for a charge that was broken up into separate payments by them. The only positive is they have locations everywhere near me but the fees got to be too much.