+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
General Electronics? Doing banking services? Yep, I recently opened an online savings account with them and I'm loving it. For anyone who lives paycheck to paycheck and would like to put away a small amount every week/month this service is excellent. There is no minimum balance, no monthly fees, and because it is primarily online there's less temptation for me to draw money away from it as opposed to having a savings account linked to my primary bank where the temptation is always lurking. I highly recommend this.
Very middle of the road banking service. I wasn't happy with my experience with TD Bank though things could be a lot worse. I was a member of Commerce back in the day and it was terrific (5 stars) but ever since TD took over the quality levels diminished. Hidden fees and suspect debit purchase prioritization all over the place (if you have less than 50 dollars in your account and know that you're probably not going to get paid for another few days don't take the risk with TD). I'll give a positive mark for their 24 hour customer service who I've never had issues with and their Penny Arcade service.
PFCU is great. I'm so glad I made the decision to distance myself from TD Bank and switch to a local federal credit union. I recently switched my workplace automatic payment over to PFCU and my money actually comes in one day earlier than my previous bank. The teller was very helpful in establishing my account and laid out all the fees and terms very well and he also gave me his PFCU e-mail address so i could contact him directly in case I ever had questions. Good service, laid back, and very reliable. Even from NYC. Highly recommended.
Because I work from home and thus responsible for all of my own supplies this card definitely does wonders for me. The next best thing besides actually busy in an office and mooching off their supply stock for free.