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I have had this savings account for close to a year now. I like that there is no fee for this account and it is very convenient for me to transfer funds to it from my checking account. There is some interest but it is really minimal. You don't get this account for the interest really.
I have been with State Farm for about 10 years. My local State Farm agent is amazing. I really like the local feel despite the large corporation. I have multiple vehicles insured and always get a multi car discount which I appreciate. I have had to utilize the road side assistance before and it really was handy in a pinch. The towing company billed State Farm directly and there was no hassle. I appreciated the ease of this process. State Farm rocks!
I was looking for a free checking account with some type of interest. The Bank of America checking account did fit the bill for me. The one thiing I'm not fond of is the high overdraft charges. However, there are Bank of America branches pretty much everywhere. The convenience of this is worth it to me. I have had my account for about 6 months now and do not have any major complaints. I also like the convenience of having a Bank of America app.
The interest rate on this card seems very high, especially since there is no introductory APR either to entice any potential new users. I do like the fact that there is a bonus for the month of your birthday. If you are the type of person who can pay off their balance every month, then the high interest rate is moot.