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If you buy a lot gas at Marathon this is a must have card. This card would be excellent for a small business person that has to do a lot of driving. The rewards get better with the more money you spend. For a person that only fills up once a week I believe the BOFA Americard Cash Rewards would be a better choice given it pays 3% cash back on gas.
I would categorize this as a "mediocre" card. It does come with a decent balance transfer and a respectable 1% cash back on anything you buy. If you can spend 10K in the first 3 months the bonus is excellent. There isn't an annual fee unlike some American Express Cards which is a plus. I still would prefer either the Citi Double Cash Back Card or the Fidelity Rewards Card which earn 2% on everything you buy.
A really poor credit card. The balance needs to be paid in full each month and it carries a $95 annual fee after the first year. The 1% cash back is only so-so. Instead I would recommend the Fidelity Rewards American Express Card. It doesn't have the annual fee or pay in full balance each month and it earns 2% cash back on everything you buy.
This card offers 2% everywhere which is stellar. It also has a lot of new security features which protect you against fraud.
A great online checking account with a $50 bonus to boot! Setting it up is simple and easy. They offer free checks/atm on this account and give you $0.10 for each atm/check that clears. You can combine it with the Discover savings to get more interest. Discover also has the absolute best customer service around. I've been a card member for seven years and I have had zero problems. I highly recommend this account to anyone that wants a good no frills checking account.
You really can't beat 2% back on every purchase! A must have for every consumer!
The Red Card is a must have if you shop at Target. Not only do you get 5% cash at the register Target also gives 1% of your purchase as a donation to the school of your choice. Paying your monthly balances is very easy. You can have the statement balances automatically come out of you checking account each month. This means you won't have to remember to pay your bill! Target's customer service is also top notch. I've only had one issue in the 3 years I've owned the card and they took care of it right away. Target also has a lot of coupons you can use with the card with (cartwheel) to get even more savings.
Ally is one of the best online savings accounts out there. You can link all of your brick and mortar banks to it so you can transfer your extra savings from low yielding checking accounts to Ally and earn some interest. They have mobile check scanning on their iphone/Android app which makes it a breeze to make deposits. Their customer service is great and the wait times are very low. They also provide a clock which provides an estimate for how long you will have to wait in minutes if you do have to call in. Its a nice feature. My only complaint is that their interest rates are a little lower than GE Capital or Everbank so you don't earn as much interest on your deposits. Otherwise everything else is top notch.
Chase provides a fairly good banking experience. Their ATM's and branches are seemingly everywhere and they have a lot of ways to avoid the fees typically found at major banks. Their member services are also very helpful. The few times I have accidentally over drafted my account they reimbursed the fees for me. If you are a veteran they will provide free money orders/cashiers checks, and a small safety deposit box, and no minimum balance. They also have a great app that provide you daily balances and transactions, check depositing, and bill pay. Another great thing about Chase's system is if you are over drafted you can deposit money that day and not get any fees. The only downside to their bank is that their accounts pay almost no interest.
I have had McGraw causality insurance for my car for about 5 years. I never had to file a claim (thank goodness) but trying to get proof on insurance is a real pain. I've had to call a few times to ask for the proof of insurance form because they didn't mail it. One time when I changed vehicles it took three weeks to get a new proof of insurance form. The call center seems to be poorly run and understaffed. They will ask for your phone number and say they will call you back, but the never do. They claim they can email you the proof on insurance but it never comes. One time I waited on hold a half hour to finally get my issue resolved. The good thing about McGraw is the premiums are fairly reasonable which sort of makes up for the poor service.
I've been a member at Schools Financial for over two years now. I have been very happy with their products. It is a great Credit Union with low to no fees, great service, great rates on loans and accounts. I highly recommend the Banking for Everyone Checking account. It pays 7% interest on the first $500 so long as you make one bill pay from the account each month. I use it as a rainy day fund. Where else are you going to earn 7% on your money?! The branches are clean and they are part of the Co-op network which means you can use other credit unions ATM's and branches (for free) to do your banking if their isn't a Schools branch nearby. I highly recommend this Credit Union for all savers.