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For a small town bank, the Lake City Checking account is a pretty good option. Reasonable terms, easy to apply into, and friendly customer service. It's not perfect though, they do charge a small (6 dollars) monthly fee but don't let this deter from an otherwise good bank. Especially if you're okay with Electronic Statements in which case they waive the monthly fee. Check it out though, you'll have a reliable and trustworthy experience.
The TJX (TJ Max store credit card) is not a bad option if you shop at the store often. The rewards are pretty good, you get a discount off your initial sign-up purchase and get points depending on how much you spend. However, this is not a perfect card. The interest rate is pretty high for a store card but if you're careful about your balance and make sure to pay if off promptly, this won't be much of an issue. In summary, not a bad card if you spend a lot at TJ Maxx, just be aware of that interest rate.
Always been a big fan of Nationwide Insurance. They were the first and so far only car insurance company I've done business with. Signing up initially wasn't a hassle, the agent I worked with was very nice and accommodating. Since then the premiums have been low (I'm a careful driver), customer service has always answered any questions I have very quickly and effectively, and it's just been a pleasant experience the whole way. If you're looking for first time insurance or even just looking to switch, you should consider Nationwide.
This is an amazing card. Great rewards (200 bucks if you spend 500 or more in the first 3 months!), great interest rates, and impeccable customer service. If these qualities matter to you at all, get this card. You won't regret it.
I got this account the same I got my checking account from the same company. Just like with that, I've had nothing but positive experiences with them. No problem setting it up, good interest rate, and zero fees. What more could you ask from a savings account? I recommend it solidly.
I'm a fan of the Capital One 360 Checking account. It has everything you could need, zero monthly fee (a big deal to me) and great interest rates (A nice side benefit, the rate is actually better than a lot of savings accounts!) Customer service has also been good, they've been very quick to respond to any questions I have and very personable. It wasn't a hassle setting it up, I would recommend this checking account to just about anyone.
This card was one of my first starting out. I had zero credit history but I was accepted anyways. The customer service is good, the terms are reasonable enough for an entry level card. The interest rate is a bit high but as long as you're responsible with your purchases you'll be fine and won't pay extra. Beyond that it's a pretty standard card. Reasonable grace period, normal cash advance fees. It is however a good option for travelling due to no foreign transaction fee. You do also get reward points. It's not a huge deal but still nice if you use it regularly. All in all, a great starter card.
Great customer service, great value, great store, great terms, I recommend it!
Can't beat banks actually based in your own state. I had a problem with my checking account once. I went to pull some money out only to find that there was a hold on my account. This was strange because I didn't have any outstanding debt or any reason for that to happen. A banker sat down with me, we looked into it, and it was a computer error which they immediately fixed. I'm not going to fault them for making a mistake, glitches happen. What's important is they treated me with respect and helped me immediately. Great customer service is what keeps people coming back. Beyond that, the account itself is also good. No monthly fees, good interest rate, and good online services. If you're a Michigan resident, Chemical Bank is the way to go.
Always been a big fan of Meijer, it's like Michigan's personal version of Walmart/Target. This was the first card I ever got, not quite a credit card but still a big step for me. I did it back when I bought an Xbox 360 for the 10% off promotion and was approved pretty quickly despite not having much of a credit history. Since then I use it occasionally when I forgot my debit card or cash at home. It's easy to use, the terms are favorable, and it's a great backup option to have just in case. It's a good card to have overall, Meijer for all the complaints, is a good company filled with good people and this card will not let you down.