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My wife and I have this checking account with US Bank. It has been a very good experience so far. The few times that I have had to talk to them about an issue have been remarkably painless considering that they are a bank after all! I think that the monthly fee should not apply to a checking account but as long as you have at least $1500 in your account it gets waived. I would recommend this US BANK checking account to anyone.
My experience with PNC has been very positive. I had an issue with a charge that I did not recognize and customer service was very helpful and we got the issue resolved quickly. I had a similar problem at my previous bank and it was a nightmare. I would recommend this bank to anyone.
This Sears credit card does come in handy for anyone like me who shops at Sears. I like the intro rate on purchases, but the normal interest rate is a bit high. I think when I compare it to other cards that I have such as The Chase Freedom card it lacks a bit as far as benefits, but it is still a good card to have, especially if you need to finance some kind of appliance and choose to get it at Sears.
One of the things I like about this Chase Freedom card is the $200 bonus. You get it after spending just $500 during the first three months, now that is a sweet deal. The 5% cash back from purchases on Amazon.com is also going to be very beneficial to me. I am getting most of the gifts for my kids that way so that is a sure savings right there. This card is much better than the Capital One VentureOne card I was using before. The benefits are just much better and the interest rate is very acceptable.
I am really glad that I chose HSBC Basic Banking Checking. Everything has been great so far. None of the hassles that I had with my previous bank. The people are very friendly and the rates are better than most. Go ahead and give them a try, I guarantee you won't be disappointed.