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BB&T has a very convenient and easy esavings account option. I have had this for about three years. I originally opened this account because of the ability to open completely online, and the fact that there are many local branches should I need to go in person. My only complaint is the LOW interest rate. However, they never charge maintenance fees, and provide great customer service at every branch I have ever gone to. Also, the online features are easy to use and convenient.
I applied to open an account after being continuously solicited to at my new job training several years ago. They took my personal information for direct deposit, and then managed to lose it, and complicated my first paycheck. After that, I was charged a monthly fee because I did not meet the direct deposit requirements. When arguing on the phone with customer service, she said she would only waive the fee if I set up direct deposit. I was not about to share my personal information so it could be lost again, therefore I opted to switch to the free account.
I have had this account for about 6 years. The account is fine, and because of direct deposit, it has always been free for us. However, I do not like that the online bill pay feature withdraws money from your account the day you request the bill payment, rather than on the day that the bill payment is received. The way2save feature seemed like a good idea, but it is a pain, and floods your statement page. Otherwise, no issues.
California Casualty is a great insurance company! The prices are competitive and the coverage and service are great! We have had car and renters insurance from them for over 5 years, and when we recently bought our first house, their price and coverage was the best, so we chose them! We have had to make a few claims on our cars, and the agents were prompt and helpful, and the partnered repair companies have always been great. They even waived our deductible while they mitigated with the other driver's insurance company over who was at fault. There are great discounts and benefits to teachers, and other service providers. WE could not be more happy with our coverage!