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Overall I am very satisfied account with Tucson Federal Credit Union. I opened the account up a year ago after having trouble with another bank and they were very pleasant and even though I have bad credit they had no problem with the application process. I would suggest a credit union to anyone with financial trouble because they tend to offer better interest rates on loans, have better customer service and more personable staff. They didn't have any of the ridiculous fees I've dealt with from other banks. I love it.
The monthly fee is ridiculous and more than the interest rate. The banker required me to have a transfer into my checking for 25 dollars when I opened up the account. I was required to have the account when I opened up my checking. I have to go in the bank every month and transfer the money again. I do not want or need this account and never use it, but they required me to get it. I would definitely recommend using another bank with better practices.
I have had nothing but problems with wellsfargo. At first, they would give me a free checking so long as there was direct deposit. I closed that account and years later this is what they gave me. I can't justify paying for the account, I have all of these weird restrictions on everything from atm usage to debit card use. They still make it so that transactions are held to increase the chance of overdraft and you should've seen the look on the banker';s face when I opted out of debit card overdrafts.
I like Expedia Credit Card because not only does it have no preset spending limit, it also offers a lot of rewards. One of the things that really caught my eye was the travel and emergency assistance. To have that available all the time is an amazing asset and would really put people at ease. I also liked the idea of having auto rental insurance available. Rental companies can be quite picky about the vehicle when you rent it and its good to know somebody will have your back. This card has amazing rewards, a fair rate, and no preset spending limit. I don't think I could ask for more.