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I have been a member of MSU Federal Credit Union since 2004. I have since graduated and moved cross country and its still my go to credit union. There customer service ma…
Reviewed by: @portiadharris
I recently applied for the Capital:One Card and I was so shocked when I was approved. I had the worst credit score the past 3 years and I just thought I would give them a shot. i was approved for 1000 bucks and no annual fee. I get a cash advance of 500 with a very low rate. I am just so happy that i get to build up my credit again with the card!
After looking online for a better credit score website I found Credit Sesame and I couldnt be happier. They give me an easy stress free sign up process as well as provided me with services such as what might your goals be and how to achieve them. I even called up into the customer service to ask about my security when trying to gain a personal loan and they guided me into the right direction. They even have an app so that you can access all this information at your finger tips. I will be telling all my friend to use Credit Sesame.
I signed up for Credit Karma a while back ago and I do appreciate that it gives you your credit score, but i have some problems with the site. I find it little confusing on how or even if I can challenge some of the marks on my credit report that I don't agree with. They do have numbers of people who you can call, but it's a go around to the creditors that have marked you down, instead of credit karma being a company that can help you. I also have an issue with the site proving solutions tp bad credit. yes they tell you about your bad score, but can this company do anything to hep you? I feel like they need to do more which will make more people sign up for the site.
I recently signed up for the Walmart MasterCard after much success with the Wal-Mart store card and this card also lives up to my liking. I just love all the benefits I get when using this card. Starting with the cash back when I spend a certain amount, and money back when filling my tank at the gas station. I also love the customer service on the website and in store, they always are helpful with my questions and concerns!
I’ve been using the basic Chase Savings account for a few years now and I couldn't be happier. Because of the .01% interest rate, I enjoy that my money I actually making money. I’ve set up a money transfer every week which keeps my savings account free and worry free. This savings account is also connected to my regular savings account so I can easily transfer money back and forth between the two. I also received an ATM card so I can access my savings at any Chase ATM. I love using this savings Account and what recommend my friends and family to do the same.
Everytime I use the card I get a 5% cash back rewards which comes in handy.
I changed car insurance at the beginning of 2015 to Liberty Mutual and I could not be happier. Firstly the customer service was amazing! I previously never shopped around for my own insurance, as I was on my parents. But I found Liberty and the person I talked to was so helpful. He answered all my question about what they covers and even compared there prices to there competitors. A cross the board in coverage, roadside help and replacement parts, Liberty beat out the competition. The 24 hours service and handy mobile app have been my best friend over the last two months whenever I had road problems. I was so satisfied with my experience that I even recommended my parents to switching over. I'm very happy I switched over!
After having bad experiences with regular debt cards I switched to the Walmart Prepard Card as my primary source of paying bills and everything else in between. I love this card because its free of every fee that comes from having a checking out, so your money stays with you! You can also withdraw money from any type of ATM all over the nation. It can also be used as a source of Direct Depositing from you employer so no need to travel to a bank or even Walmart to cash your check. Its that most hassle free card I'v ever had I'll defiantly be recommending this card to my friends and family.
I've been using Chase bank as my main checking out for a few years now. I have been satisfied with the customer service over the phone and online. My questions are always resolved within the hour. My only real problem is the fact that you have to pay a monthly fee too use the checking account services, which I feel is unfair. Over all Chase is a good place to have a checking account. My money transactions are always easy & worry free. I will defiantly be staying with Chase.
I like the Chase Slate card. After doing my research on several other cards the 0% APT for 15 months sold me. Compared to my MasterCard who only gave me 6 months with 0% APR. I like the Grace period is 21 days instead of the 6 days i get for my MasterCard. I have seen other cash advance rates as high as 10%, so the Slate card's 3% was just another reason to sign up. I'm glad I did because i was approved within minute, with my card being delivered within 5 days. All in all i would recommend this card for people looking for a stress free experience with no hidden fees, or hidden percentage increases.
I have been using the Capital one card for the past 2 years now and I couldn’t be more impressed and happy with the services provided. Not only was the card application easy to fill out online, but the card also came in the mail with 7 days. They provided me with a low interest rate of 11% which compare to its competitors and factoring in my lower credit score, was perfect and ideal for my income. There customer service is 24/7 with online & over the phone services that are helpful for those late night question. Plus after my first year, because of my good standings, they increased my credit limit. This card is basically improving my credit score and I love it. I would recommend it for all my friends and family.
I have been a member of MSU Federal Credit Union since 2004. I have since graduated and moved cross country and its still my go to credit union. There customer service makes it so easy for all my concerns being an out of town account. Easy website navigatoin and over the phone services 24/7. There are no bank fee's for using ATMs and my checking account has been growing in interest for that last 11 years. Making money on your money is always great. I recommend any new student to use this credit union.
I have been going to Meijer for years and the day I finally agreed to open up a store care was probably one of the best decisions. Signing up on the first day was met with a 10% discount which came in handy because I had over 100 dollars in merchandise. The card was very quick to come in the mail as well, which I was informed would happen by the cashier. Good thing about this card also is you get money toward that goes towards Gas, which is awesome because there is a gas station nearby. Overall, including the lower interest rates, high grace periods, customer service availability online and over the phone, getting this card was a no brainer! I would recommend all my friends and family to also get this card!
I started using Ally Bank after my friend recommended the change after racking up fees from my previous bank that were at no fault of my own. I opened up an account at Ally Bank and couldn't be happier. They don't charge you any fees for using ATM's that aren't Ally Bank. So you wont worry about overdrawing your account trying to get out your own money! It's all online so you don't have to worry about making it to the bank online. I just love using this bank because it's hassle free!