+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
I love the fact that there is no annual fee, those days are hopefully over. The APR is pretty good and the cash back amount is amazing. I love the various categories and how they do not change. The fact that I can use my cash back rewards and put it back in to the balance is great because they do not limit how much I can use. It could be $1 or $100 they don't care. Free money is great. They are quick to up your limit if you need/want and their customer service is fantastic.
I recently filed a claim with Homesite for my renter's insurance. They were quick to respond, had online filing which was super easy to user and very user friendly. Sadly, my claim was lower than the deductible but that was perfectly okay for me because I then requested a letter saying as such so my secondary insurance would kick in and they had it to me within 30 minutes. I would recommend them.
This credit union is a fantastic place to bank. The staff are always courteous and willing to help in whatever way possible. The CDs have good rates and some of them even let you change your rate one time which is pretty cool. There is always one nearby if you live in the Dayton area and their loans have excellent APRs which makes getting a good car that much easier. They are very lenient on their personal loans especially when you have been banking there for a long time.
This is an awesome card. The card's website is fantastic and really allows me to follow what I am spending on and allows me to adjust my spending. The APR is not really much of importance since I pay off the card every month. Having access to my credit score is also great because it allows me to keep an eye on my credit. They are understanding about credit line increases which is good because it helped my debt to credit ration which is hurting due to my student loans. The cash back rewards are awesome because it lets me purchase fun things with my cash back.