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Father of 2 wonderful kids. Trying to save as much as I can, for a rainy day !
I went to Self Help Credit Union about 2 years ago about a week before my daughters 18th birthday. I was tryng to kill 2 birds with one stone. 1. Teaching my daughter how the world of loans and paying back loans work 2. Getting the money to get my daughter a NEW automobile instead of me having to purchase a used one. From the second we walked into Self Help, I immediately knew that we came to the right place. The don't give you any hassles, extremely professional and personable. We walked out of there with enough money to buy my daughter a nice brand new medium sized sedan, and on top of that it was at an extremely fair rate. So back to mu daughter , she hasn't needed one payment from me and she's going to into her junior year. So if you need any type of loan or just want a good credit union for whatever purpose please give Self Help Credit Union a shot.
Went to Mr. Heiman to get some life insurance. I'm getting a little older and I figured it would be a good idea to go ahead and go see how much it would cost me to get a decent plan. I went to see the guy and I gotta tell you, it felt like i'd known this guy for half my life. Friendly, Professional, and Intelligent. But not the make you feel dumb kind of intelligent, more like he has good sense intelligent. He walked me through every step and turn and bump in the process. It wasn't easy, and i've been told it wouldn't of been easy no matter who you go to , to get a policy started. But it was very hard either. So now i'm insured and I go to bed at night feeling VERY secure. I didn't realize the peace of mind that you can actually pay for. If I would've know this, I would've done it a LONG time ago. Go see Mr. Heiman, he'll do you right.
I can't say enough good things about Bragg Mutual. I went to them some years back for a CD. I had received some money from a automobile accident and it was a sizable amount, so someone close to me convinced me to get a CD to help out with our daughters future college. I went to them just to feel them out, and came away convinced that if I went anywhere else, I would be sorely mistaken. I went back the next day and got a 10 year CD. The interest rate on it was more than generous. It worked out perfectly, the timing of my daughter going off to college and the due date of the CD. Bragg Mutual was nothing less than super proffessional every time I corresponded with them. They always sent me quarterly statements, and kept me up to date on every thing. I would highly recommend to them to anyone.
Ever since day one of joining up with Ally Bank, it's been nothing but a pleasure. They do everything right, including savings account. I checked my account balance like I do every morning and it shows you what your balance is for both accounts on the same page. If you click on your savings account it will take you to see specifics. Once a month , without fail Ally breaks me off a little chunk of interest. As far as I know they have the best interest rate in the game especially for savings account. Mine is .99% . For me it's super convenient to have both accounts right there together, and you can send money between accounts within seconds. Ally Bank is not going to have to worry about me going anywhere. Ally for life !!!
The General Car Insurance might not be for everyone, but for me it's been a life saver. I got tired of over paying each and every month. I knew a buddy who was with these guys and I bought a used car for my son and I decided to see how much we could get my son on the road for. I gave them a call explained everything, and I was quoted a price for 6 months that was $230 less than well I'm not even going to say the name of the company. You've heard of them though. It's one of the big insurance companies. Anyways, the price for my son was so low and what he got for the price was so good , I decided to get a quote for myself. Wouldn't you know it, I ended up saving about $175 over 6 months. I also didn't downgrade services, I'm still getting plenty of benefit with the lower prices. It's unbelievable how much i'm saving. As long as you have a half way decent driving record, your going to save a ton trust me. I'll be with The General for a very long time.
Considering everything, I really can't complain about Ally. They truly are an Ally to you. I opened an account after I had a dispute with my former bank about a overdraft fee, and they wouldn't budge, so I budged right on out the door, to a bank that doesn't have doors. Something I didn't even know existed at the time. But the fact that they don't have any branches is the exact reason that they can afford to not charge for ATM fees, which they reimburse you for, and no monthly fees. The only issue i've had with them so far is that it took more than 10 business days to receive my ATM card. And if your in the know, 10 business days is alot longer than 10 days. My 10 days had a holiday thrown in so it added to the time. They should have an option where you could have your card UPS'd to you if you pay for it. I got to the point where I was getting pretty mad. Everyday I got home from work, NOPE no card yet. It was just frustrating the whole process of getting your debit card. But since then not a single issue. I would highly recommend ALLY to anyone.