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Hello, first of all congratulations on being able to think about your long term future at an early age. Many people view retirement as a far off goal that doesn't need to be addressed until later in life. The t…
Answer by: @davidhess27
Great question - I think there are several things you can do here to help invest in your kids' futures. This is also a great opportunity to teach your kids about basic finance and convey some lessons along the …
Answer by: @davidhess27
I've had Progressive Insurance since 2006 and have been happy with my plan, coverage and overall experience for the time that I've been a customer. I've found their rates to be competitive. I've found their customer service to be pretty quick and accurate. Luckily I've only ever had to file one claim with them. I had a rock hit my windshield on the interstate and had to be sealed. Progressive was flexible in determining whether the windshield needed to be repaired or replaced. They left the option to us so we chose to have it repaired with the understanding that it may need to be replaced at a later point and would not change our amount owed or our claim amount. Their website is always easy to use and they keep things simple and easy to understand. I'd recommend them for anyone considering them as their auto insurance provider.
I've had my Fifth Third Checking account for nearly 14 years now. It was the first account I signed up with after high school and I chose it because it was free. I live in a small town and Fifth Third is the only large bank with a physical office in town. I've had some frustrations over the years but obviously I'm still a customer so that must count for something. The overdraft fees per transaction can be crippling if you're not careful. When I was a struggling college student this was a constant threat and it can become a death spiral if you're not watching it carefully. I also don't like the fact that you're charged $5 each time you use another ATM; this is in addition to that ATM's service charge. In all, you usually end up spending an additional $5 - $7 per transaction at non-Fifth Third ATMs. Also, the international service fee per transaction can add up quite quickly. Customer service is okay and the folks in the actual bank are always polite. If you can keep a close eye on your balance and don't expect frills and added services, it can be a functional account but it's pretty bare bones.
I have a Capitol One 360 savings account (3 actually) that has been great for my family and I. I have found their rates to be competitive in relation to the rest of the market place. I think one of the best features is their user interface. I have found it easy to navigate and the terminology is clear and easy to understand. When I transfer money between multiple accounts or between my checking account and savings accounts, it's always an easy process. The processing time is always accurate and reasonable. Setting up new accounts or linking my accounts with my employer's direct deposit system is always easy, as well. I highly recommend Capitol One as a savings account provider.