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Santander pays you $20/month if you have direct deposit into the account and pay 2 bills with their bill pay. I switched due to this promotion and have in general been very happy. My online application somehow wouldn't process, but when I went into a branch, they were very helpful and got me all squared away quickly. I think my biggest complaint is that their online banking interface is a little dated. They also do things like limit the amount of mobile deposits you are allowed to do when you are a new customer ($1k per day or $3k/month). Seems like they just haven't quite caught up to the bigger banks in terms of what they allow and their online user interface.
When I was in college, Carolina Collegiate was the perfect solution to my banking needs. They even had a branch in the student union! I don't think I've ever paid a single fee to them for anything. Always helpful, quick tellers. They provided me quotes on auto loans with ease. I went with someone else for a slightly cheaper rate, but they were very competitive. They have provided complimentary notary services multiple times. Only downside is their online banking is archaic. All in all, a great credit union with really helpful staff.
Even though there is no annual fees, the other costs of this card (foreign transaction fee, cash advance fee, APR) is pretty high. If you don't trigger those fees and you shop at Dillards often, this may be a good option for you. However, AMEX cards do usually have slightly higher fees than Visa or Mastercards. I probably wouldn't recommend this card unless you're a Dillard's regular.
If you're an Ann Taylor fan, this is the card for you. You earn rewards on everything you spend towards future Ann Taylor purchases. No annual fee, otherwise standard card features allow you to get the max out of this card. Plus you get it with all the perks of a Mastercard which is accepted almost anywhere that accepts cards.
Capital one is a great company that provides different cards to people with different needs. This secured card option is great for those who have no credit or are rebuilding credit. And you get it with the great Capital One service! The annual fee is low and the late fee is low. No rewards, but that is to be expected with secured cards. A great way to get your credit back on track.
Just like any other specific-store card, the Target store card is great if you do most of your shopping at Target. It offers 5% off and free shipping from Target.com. However, it can be a big pain to remember to pay multiple cards every month so I tend to shy away from specific-store cards. They do also offer a Target visa card which you can use anywhere and offers you the same perks at Target as this card does. All in all, a solid card, but you can’t use it everywhere.
Having been a Chase credit card holder for years now, I was very interested in the Chase Slate card. It has no annual fee and competitive interest rates. Then I realized the card offers no rewards. Are you kidding? Even the most basic credit cards have some kind of rewards program. If you’re not interested in rewards, this may be the card for you, but you’re really wasting your effort because there are plenty of no fee cards out there that offer rewards (including the Chase Freedom card).
The Wells Fargo card is a solid credit card. It offers the industry standard of 1 point/$1. And on particular categories, it offers you 5 points/$1. Unfortunately, this bonus only lasts for 6 months as to where other cards offer this for the life of the card. However, those other cards charge big yearly fees as to where this card has none. Also, you get all the benefits of having a Visa which is accepted almost everywhere. Charging foreign transaction fees is also a pain, but again, it's a zero annual fee card so you lose a few of the perks. All in all, a solid choice for those who don't want to pay a yearly fee.