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This card is very convenient! It is one of my favorite credit cards to use. And Target is one of my favorite stores. Something I don't like about the card, though, is the high percentage rate. That's why I try to pay off my balance so I do not have to deal with the 22.9% rate. I like the 5% reward that is offered by the card...that is a major plus and is an incentive to use it.
I have been using this savings account since 2008. The interest rate is high so you earn money quickly. It is very easy to use its internet interface. There are also no monthly fees, which is really nice. You also do not have to deposit any amount in a certain month. You are pretty free with this savings account, and it offers only good things. There are also no hidden fees that are added on. It does not take long for money to get transferred into the account either. It takes usually less than 48 hours for that to occur. It's one of my favorite checking accounts because of all that it has to offer.
My family and I have been using this bank for years. It's been nothing but good to us. We've never had any problems. Out of all of the banks I have done business with, this one is by far the best. The customer service is great whenever there is minor issues. The minor issues are always resolved as quickly as possible. The customer service associates are always very friendly and knowledgeable. It's definitely my top choice when banking. I'm thankful that my family introduced me to this bank, because it has been nothing but good experiences throughout. I recommend this bank to my friends, when asked about banking services.
This card is wonderful! I have the American Express Platinum card, which has great rewards as well. As a reward for using the card, they give you 100 dollars back after spending 1000. This makes using the card worthwhile! You also get 3% cash back whenever you use a supermarket! And 1% for a gas station. Instead of for only 12 months, this card gives you 0% for 15 MONTHS! The interest rate after the 15 months of 12.99%-21.99% is a little high, but worth it with all of the rewards offered by the use of this card.
That's wonderful that you get 1.5% money back on your purchases. 0% for 12 months is also great! My favorite type of credit cards are the ones that award you for using the card by giving you 0% at the start. I am using a couple of cards like that right now, and I love it! I also love cards where they have no annual fee! That's a great plus! The regular rate of 12.9% - 20.9% after the 12 months is a little high though. I'd prefer a rate under 10%. Other than that, I think everything else about the card is fair and worthwhile.
This bank is extremely quick. I just recently started working on Amazon mTurk and it said that it'd take 5-7 days for my money to show up in my account after being transferred, depending on your bank. So I was expecting it to take 5 days at the least for my money to show up, but it took only one day! Each time I deposit more money into my account from Amazon mTurk, it only takes one business day to show up. Now that is a quick, convenient bank!
I usually have good experiences with this auto insurance company, but recently I got into a terrible accident. I did not see the other driver and they ran into my driver side door. My driver side door was ruined. The insurance company declared the car totaled, though. But it wasn't...it was just the door that was messed up. I had to fight in order to get another estimate. It was an emotionally exhausting experience, but hopefully things will work out for the best.
I love using this bank for the most part. The only major problem I had (after all of the years I used this bank) was switching funds between my husband and I's accounts. I had earned $100.00 worth of bonus cash and it went directly to his account, but it was my reward money from a credit card. I tried to transfer it to my account online, but that was not possible. Then both my husband and I tried calling the bank to get the funds transferred to my account but they said after it was deposited in there, it was final.