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If you use British Airways, this is a good deal. The big downside that I see is that I don't typically use British Airways so this will make it harder for me to get points. However, you only have to spend $2000 in the first 3 months for this deal. Most of the similar deals require you to spend $3000 in the first 3 months. Also, if you think that you can spend $30k in a year, the travel together ticket is a nice bonus on top of the points that you earned.
I have had a Kohls Card for almost ten years now. I love this store. There prices are great and they have a great selection of clothes. I get discount coupons all the time and they even have an app where you can store your coupon codes on your phone instead of having to carry the coupon around. They also do offers quite regularly for cardholders where you can get free shipping online along with your discount. I really can not say enough good things about the store and the credit really helps you take advantage of the discounts there.
The Citi Simplicity card is great if you are trying to pay down some debt. You can get over a year and half with zero percent interest. That is amazing if you have debt sitting on 6% or more. I would just try not to transfer more than you can handle since it then goes up to 12.99% or higher. Otherwise, the card seems a little weak because of the lack of rewards for additional spending. Of course, if you are trying to get out of debt, you may not be purchasing anything on it anyway.
Liberty Mutual does cost a little more than some of the other options out there. I have to say that they do a great job taking care of you when you need it. The application process had to be done over the phone or in person when I signed up which is why I gave it 4 stars instead of 5. I did sign up for uninsured motorists and so glad that I did. My car was hit in a parking lot and they did damage to two panels. I was pregnant at the time and so afraid they would consider my old car totaled but they didn't! They paid out plenty of money to cover the damages and thank goodness because we really couldn't afford a new car.
I opened this account a few years ago when my old bank started requiring an automatic deposit to avoid a monthly fee. I am a stay at home mom and this was my personal account. I just use it for money I make selling items so there isn't a whole lot of cash flow. I am so glad that I was able to find a bank willing to let me just have a small balance account and not charge me a monthly fee! I do wish that the interest rate was a little higher so that is the only reason that I gave it four stars and not five.
If you live in the local area, this is a great credit union to open an account with. They have discounts with local businesses that you get just for being a member. They have great rates if you need a loan. A ton of locations so that an ATM is never far away. Although, you don't really need to go in if you do not want to. You could always get cash back in the store and they let you deposit checks through an app on your phone! Being a member here definitely makes life easier.
I love my local CB&S bank. I have only dealt with the one branch but the customer service is amazing. We were having trouble closing on our house a few years ago. The underwriter gave us a long list of items that we needed and then requested a detail level of checking transactions that I did NOT expect. The lady at CB&S asked if I minded just giving her a copy of the email from the mortgage company. I gave her a copy and she sat at her desk and found each transaction and printed everything they had on each item. She then faxed it in for me! I don't know how long it would have taken to close on our house without her.
I have been with Travelers Insurance for over three years now. A few years ago, we had tornadoes come through the are and there was a terrible hail storm with them. I called Travelers and they came out the next day with a local roofer to inspect the roof. The inspector even climbed the ladder to our roof to make sure there was no damage and he walked the perimeter of the house just in case we might have missed something. We really love this company. We have not had better customer service with anyone else.