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The Lower East Side People's Credit Union may be one to try, if you live in and/or work in the LES. Otherwise, the artist formerly known as Commerce Bank (TD Bank now) su…
Reviewed by: @moneymike
I had a great experience with this company. We purchase business liability insurance from them and not only we got the best rate, but our representative Jason Lyon has been very helpful and responsive meeting all of our needs. Since we started doing business over a year ago, I got them referrals as well. I would recommend them anytime to anyone!....I will also like to say thank you statewide for your help in hand when it was needed.
My experience with Chase bank has been great. I have both checking and savings accounts with them. I like that they do not charge a fee for transferring money to an external bank account and the representatives at my local Chase branch were very kind and helpful.I recommend chase bank for who ever is looking for a good bank.
I've been banking with them for probably 4 years and not had any problems until today. I had been pre approved for a $5600 car loan from Mountain America and was in the process of what I thought was closing the deal but there ended up being one hangup after another. First hangup, I didn't have a drivers license just a permit and I was going to use this car to practice with and apply for my license within the month. They took my learners permit number on the application process and I had included its issue and expiration date which shows it at 6 months but I can understand that might not be very clear so this seemed reasonable to me. I went ahead and got a State ID to get around this and then went over to one of their branches to verify with a loan officer this'd be ok. They said yes and I wanted to finish off the loan with the officer but they said since the dealership had started up another application with them I should go through the dealership to finish the process. At the dealership they called a Mountain America manager to verify a state ID would be acceptable, the manager said no. Alright another hang up while I was at the dealership and was a little frustrated at this point but still optimistic I could get this resolved. I then got the buy order with all the details form the dealership and went over to the closest branch to try and sort this out in person. I went to the branch and started over the loan application and confirmed with the loan officer a State ID is acceptable and went on to try and finish up the loan. And then came the last problem that was the straw that broke the camels back. They wanted me to put down 50% of the cars value as down payment to purchase a vehicle with a loan through them. Their website application process made no mention of a stipulation like this and in none of the several e-mails I had with a loan officer while sorting out the details of the loan was this ever mentioned. I was hoping to buy my car with a $600 down payment of the $5800 out the door price. Not gonna happen they told me, I'd need to put down $2800. I'm not sure why I'd need a 50% down payment as my credit report is pretty good with a 702 rating and 0 blemishes. I'm paying off student loans and never missed a payment and my income easily covers the monthly payments for the loan. Not good enough for them.
The Lower East Side People's Credit Union may be one to try, if you live in and/or work in the LES. Otherwise, the artist formerly known as Commerce Bank (TD Bank now) sucks less than most other banks in NYC.For what it's worth, I am a USAA member and cannot for the life of me find anything bad to say about them after over 15 years of membership.they provide great customer services to all there customers and help you when ever you need help if anything.They been my number one choose for 15 years because i always felt that they treated me like family and always helpful
bank of America is one of the best banks I've ever used.I trade stocks online so most of my money is ACH transfers through online banking.Bank of America really make banking online easy and simple for there customers and the customer service is very helpful when I run into problems.I would like to say that i used other banks for my online business,but nothing really compare to Bank of America and the way they run there banking business,there fess and how they work with you to lower your fees.I've been with this bank for 5 years and i have not ran into any major problems with bank of America,I love Bank of America and highly recommend it....