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+ Unlimited Credit Reports
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You just can not beat the customer service at Redstone Federal Credit Union. They are always friendly and helpful. I have yet to have a bad experience there when I have needed something. Most of the time, I do not need to go in since I can deposit checks using my phone app. I can make withdrawals through the ATM and even buy stamps while I am there right at the ATM. Very happy with this credit union.
You can pretty easily waive the $15 monthly fee on this account. My mortgage is with them and so my fee is automatically waived. You can direct deposit at least $2k per month or maintain a 2k balance. Right now, they are doing a great offer where you get $200 for opening an account and direct depositing at least $2k in 60 days. They also give you a checkbook with 100 checks for free! I use about four checks a year so this is perfect for me. I just don't give it 5 stars because there is no interest earned on this account. Otherwise, this is a great account where you don't have to use your debit card to avoid fees.
I have a checking account at LMCU and can not say enough good things about this credit union. Their website is easy to navigate and you can pay your bills online. I earn three percent interest on my checking account as long as I meet the monthly requirements. ATM fees are fully refunded and they also have ATMs just about everywhere now that they have partnered with Allpoint ATMs so you don't even have to use a non-LMCU ATM if you do not want to. I can also deposit my checks through their phone app. I do not live near a physical LMCU bank and I still love this bank!
We have home insurance with Farmers and I have to say their customer service is amazing. We have heavy storms where I live quite often. Tornadoes came through the area right after I started with them, they called me and asked if they could come out to check on our home. I did not have to call them. They came out while I was at work and called me right after the home inspection. They did not find any problems but it was nice to know that our home had been inspected.
I have been using BB&T for years and I have never had a problem there. I opened an account there when I moved to the area and the bank that I was using did not have a local branch. Online banking is easy to use and I use their bill pay service to pay all of my bills. I do not go into the branch very often but when I do, everyone is polite and professional. I have my check auto deposit straight to my account and I have no maintenance fees. This is a nice, solid bank to use. I would recommend it to anyone that can have a check auto deposit.