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I use the Credit One Bank Credit Card with gas rewards. My business requires that I do a lot of driving so having a card that offers rewards definitely saves me quite a bit of money. Most rewards programs have a max on your reward but this one doesn’t.
The Chase Sapphire Preferred card is pretty handy to have compared to other cards. The interest rate is more reasonable than others. I travel quite a bit so not having foreign transaction fees is an added bonus. I’ve used several other cards when traveling and this is the only one that’s been pretty much hassle free. Their customer service is great. Any time I call they answer promptly and are extremely courteous. The only negative thing is the annual fee of $95. I would think that they would have left those in the 90s.
The American Eagle Outfitters card is great to have. My daughters love shopping in their store. This card offers $10 Extra Savings for every 10 points earned which is great, especially considering that Christmas is right around the corner. I can't wait to see what savings the members only sales events will offer this year. The interest rate of 23.99% isn't that bad since I'll probably pay the balance in the new year. No annual fee is a great feature as well.
With an interest rate of 28.99% the Goodyear store card is one that could be used to handle emergency situations. I would definitely use it when I don’t want to tie up my cash but could pay my balance within the following 60 days. Being that they have over 4,500 locations I would feel safe just having it. You never know when you may get a flat tire or need automotive work. The only down side is that they don’t offer a rewards program.
An interest rate of 19.8% is pretty high, but if you plan to pay the balance within the grace period the Journey Student Rewards card is great for managing your expenses. The option to choose your due date is a good in terms of assisting you manage your cash flow. Being able to have a credit line increase after 5 payments is a good option. Compared to American Express its a pretty good option.
An interest rate of 23% on the Valero Gas Card is high, but if you plan to pay the balance within the grace period the card is great for managing your gas expenses. The option to choose your due date is a good in terms of assisting you manage your cash flow. No rewards program isn’t good .