+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
This is a great card to have when you travel. The rewards add up very fast when you use the card at select hotels. The redemption is also top notch for travel deals. I don't use this card other than when traveling because I have credit cards that get better points on other things like restaurants and entertainment. For travel though this is my number one card and I have become very acquainted with Hitlon as a result. Never had any issues with the card and would recommend to anyone who travels a lot, or wishes they had more money to travel.
I have to admit I was a bit surprised to see a Kroger credit card. I then realized I shop there for gas all the time and the rewards promise extra points for gas so I gave it a try. The card has good rewards for those that use Kroger a lot both gas and food. If you are not a Kroger shopping it is a bit of a waste of time for you to be using this card as you won't have much access to the best rewards this card has to offer. The customer service is decent when you need assistance but not outstanding. Overall the card is good for a specific purpose of saving money at a particular store but don't expect much more than that.
I recieved information about this card based on my booking through the Orbitz website. Since I trust Orbitz and seem to get good deals I opened the card for the extra rewards. When I book through Orbitz I always use the card and enjoy the benefits of it. Also the rewards are mainly geared towards travel, I don't' use this card other places however because I find the rewards are only worth while when you are using Orbitz. Also the rewards are geared to travel too so if you are not looking for travel deals and rewards don't waste your time. If you book online alot and like Orbitz this card is worth your time.
I find Chase to be one of my preferred banks to deal with when it comes to Credit Cards. Their rewards are always in line with competitors, but their customer service seems to be better than most. With Chase the cards serve their purpose and don't get in the way. I don't have to worry about rate changes, or hidden fees on cards. I used this card to switch over from a bank that I was no longer happy with. I transferred a balance so I could deal with Chase instead of the other bank, and I have not been disappointed at all from doing so. If you have a bank you no longer want to do business with this card is a great option for an alternative.
American Express continues to be one of the leaders in credit card rewards and service. I do wish this card was acceptable in more places, but that would be the only complaint. The rewards add up very fast and American Express always treats you as a prized customer rather than someone they are trying to get money out of. When its time to redeem your rewards they walk you through the process and make sure you are getting the best available for your points. The no black outs is not a gimmick as I have never had a problem redeeming my points for travel.
I received an application from Iberia Ban about 2 years ago for this credit card. Everything they said about it sounded great, although I will admit I had never heard of Iberia Bank before so I did some research on them first and found they have been in business for a long time and are trustworthy. I received the card and still have an open account but I never use it. Credit cards are very competitive these days and there is simply nothing that stands out on this card that would make me use it. I get better rewards, interest rates, and am more familiar with some of the other banks I have credit cards with so I find myself using them. With that said I've never had any issues with this card, it simply doesn't motivate me to use to.
I enjoy traveling and I like to earn as many rewards as possible from my card and this card combines the two of these things perfectly. Plus you get the great customer service that I have come to expect from Discover. There is no lender that makes it easier to earn rewards, track your rewards, and redeem your rewards then Discover has. If you ever have a question or problem with your account they are always friendly and knowledgeable. If you travel a lot this card is great for you as you will earn points as you travel and then can redeem them to help you with your future travels.
Many people have found themselves in a position where they either don't have any credit because they are just starting out or they have bad credit because of financial hardship. This card is designed to help those situations. You start out small and you work on building. The bad part is it comes with an annual fee, low credit line, high apr and lots of potential fees. If you need help with your credit this card is okay just know what you are getting into before hand and be sure to pay it off each month. If you don't need help with your credit this card is simply a waste of your time.
If you have kids and are looking to gt them presents or treat them to a trip with your rewards then this is a must have. I have two little ones at home and we don't always have the money for trips to Disney but with this card we are able to save up to help with the trip. This is a huge plus and gives us something to look forward to. If you don't have kids or like Disney then don't waste your time as there are better reward cards out there for you. I've never had an issue with customer service on this card and would recommend it to any one that wants to take their family to Disney.
I love the customer service I receive from Chase. They have always treated me with respect and explain all problems or questions well. Their online website is great for card maintenance making the card very easy. The rewards on this card are good, but there are better cards if you are only interested in the rewards. The main advantage for this card is the great customer service from Chase and being treated like you are important. If you have not experienced Chase before it is worth getting this card for the experience. If you do have Chase already then you know that having another card from them is well worth it.
This card sounds like a great product by name, but the truth is it lacks in a lot of ways. The accelerated rewards does not really exist as my other cards far out perform in earning rewards and I spend the same amount on them. With the reward aspect not being a good draw you are now left with Bank of America being your draw, and again this falls short. Bank of America is good for small question and issues, but in the end they do whatever is best for them and don't look out for you as the card holder. I would recommend staying away from this card as you can find much better banks and rewards on the market.
If you travel this is a must have card. The rewards are great to be redeemed for travel. It is also important that you use Orbitz as much as possible as this will help you maximize your rewards you are earning. Beyond the travel rewards this is a fairly ordinary card. The interest rate is competitive and there are no hidden fees. Capital One is normally pretty good at resolving any disputes or issues you have on the card. Recommend the card for travelers but if you don't travel much or use Orbitz you can find much better rewards to use.
If you travel then having a hotel points credit card like this one is great. You earn points on all purchases and extra points on Marriott stays. While the points thresh holds seem monumental at first you will find they add up quickly and will be redeeming for hotel stays and upgrades in no time. The interest rate and fees on the card are not always ideal but the points for stays more then make up for this if you travel and use them. A must for the hotel goer, but would not recommend for people who do not stay at hotels much.
I love Discover Card. Their customer service is second to none and their rewards are always relevant and easy to redeem. Easy to understand the programs and have redeemed points for great rewards, discounts, and statement credits. While other cards have rewards that are either worthless or impossible to earn Discover makes earning easy and worthwhile. While I have run into issues where Discover was not accepted at certain locations, I do use it everywhere I can. The rewards make this card worth the use. We put everything on the card and pay it off at the end of the month.
Discover is by far my favorite card for cash back rewards. They always offer relevant bonuses on the cash back rewards and when it comes to redeeming the points it is simple and fast. You get to choose from many different types of rewards and the points always add up quickly. Every once in a while do run into the issue of Discover card not being accepted at a given location but that is becoming less and less common. Never had an issue with customer service, and they are always available. The online and mobile websites for account management are also very easy to use.