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I've had this card for a few years now. When I first applied online, the browser was acting up and apparently I ended up applying for 2 cards, so they sent me 2 identical cards. When I called them and tried to cancel 1 of the cards, they offered me extra points to keep it and I ended up getting the introductory rewards for both cards. So I ended up with a windfall of ThankYou points from my mistake. Overall it's been a fine card, but they don't have the 5% point categories like some other cards do, so I don't use it as often anymore. I did eventually cancel one of my duplicate cards, but I kept one and it has served me well when I've needed it.
This has been a good card card for me. When I signed up I got the $100 cash back after spending $500 in the first 3 months. However, I saw offers later for $200 cash back for spending the same amount, so if you wait or look around you can get a really good introductory bonus. After that, the rewards are still about as good as you'll get on most other cards (1% on everything, 5% on rotating categories). They also have good customer service (at least that has been my experience), as they rushed me and my wife new cards after I lost my wallet and had to get the number changed. Pretty wide variety of gift card redemption options, or just cash back. No problems for me with this card.
I only had this card for a little under 1 year, as I didn't want to bite the bullet for the $95 annual fee. The main reason I signed up for it was for the 30,000 mile bonus, which is great because it's essentially a free flight just for using this card for an easy amount of purchases to accumulate ($500 in 3 months). Before canceling my account, I called and asked if they would waive the fee, but they wouldn't, so I canceled it. If you're looking for a credit card that you can easily take advantage of for the introductory rewards and then get out of before any fees kick in, this is the perfect one. As others mentioned, if you fly a lot the fee could be worth it, but for me it wasn't.
Pretty solid credit card. One nice feature is that they double the warranty of your purchases, up to one year. For example, I recently bought a fridge with a one year manufacturer's warranty, and by using my Discover Card it essentially became a 2-year warranty. Also, if you buy online at certain "partner" retailers, you can get an extra percentage of cashback bonus. So when I recently had to buy a water softener, I bought it online at Lowe's (has to be done by navigating through Discover's site) and got 5% cashback on that purchase. Turned out to be about $20. I also lost my wallet shortly after getting married. I gave them a call and they were very quick on putting a hold on my account, giving me a new card with a new number, as well as putting my wife on the account and getting her a card. They even expedited the shipment so we got our cards very promptly. I pay my bill in full every month, so I can't really comment on the interest rate they charge. Not sure how it compares to other cards, but the 0% for 15 months looks like a good deal.