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The Citi Thank you card is great for people with fair to good credit. Their rewards are comparable to other cards and over time you can redeem it for an item. You can also use the points to reduce your balance. When I had this card, I did not have to make a payment for over a year, which was a plus. This allowed me to catch up on other Bills, as most of us nowadays have to anyway. Their customer service department is attentive and friendly. I would recommend this card mainly because its associated with one of the biggest names and companies in the credit card world. Best of luck to any of you out there that decide to go with it!
I mainly got this card for traveling, which shouldn't be of any surprise given the name "escape". It has great benefits, and not only that, but when you apply for a card, you are welcomed into the company's family sorta speak. The people who work there are of the friendliest I have ever encountered. They helped me set up a card right on the fly. I did not have to come online and fill out anything. I also consolidated my balance from other cards into this one with ease. If I can do it, anybody can. So, combine all of those perks, and you easily have an attractive card to add to your wallet!
This is a pretty basic card for those who have not yet established a credit history, or those who do not have the best history. Their customer service is very friendly and will help you fill out the application over the phone using a real person, as opposed to a machine related menu. Their online site is easy to navigate and to set up your account. I find that it's easy to pay my bills with this card, which helps for anybody looking to take the smart steps towards being eligible for more lucrative and rewarding cards. This is great for my kids and students.
I am definitely a fan of the Best Buy store, as well as shopping there. So, it only makes sense that I would get this card to help me fund my electronic products and movie purchases. I go in about once every two weeks. Next to each major electronics, it shows you their financing options for example how much you would pay per month. They also run specials where its 0% financing for a certain amount og time. Their customer service is friendly, and opening the card was very easy. The fees are fair as well, even though I do pay off the card regularly. If you frequent the Best Buy store, then this card is perfect for you.
I am a huge fan of Sony, and shopping at the Sony store. So, it only makes sense that I would get this card to help me fund my Sony product and blu ray purchases. I have quite the extensive collection due to the points from this card. Each dollar spend constitutes 1 point on this card. Their customer service is friendly, and opening the card was very easy. The fees are fair as well, even though I do pay off the card regularly. If you purchase alot of electronics, then this card is perfect for you. It will, in the end, beat out the overall price of the electronics found anywhere!
This is truly a great card! To date, there have not been any issues with my Account in terms of fraudulent charges, timely statements, and timely payment postings. I keep track of all of my purchases through Quicken, and this card is fully compatible with that software. I use this card from paying off utilities to buying candy at the corner store! The interest rate is nice, even though I pay off my Bill every month. Also, I liked the promotion where you got a 25% bonus on your cashback if you deposit it into your BOA. Overall I would say that I am a very satisfied customer.
I love this card! I have been a member for just under a year time, and this fits my family's situation perfectly. We travel quite often as a part of work (we are coworkers too!), so while traveling to hospitals, we usually stay at Starwood hotels. We also book conferences through them and, you guessed it, we use this card to make it all happen. We have accumulated so many points combined, that whenever we go away at our own leisure, the room is totally covered. We also use this card for our regular purchases (gas, utilities, etc), so we get even more points that way. If you don't stay at least a couple of weeks at Starwood Hotels (W, St Regis, Aloft, Element), then this might not be the best card for you. The customer service is top notch as well, and we have never had any issues to report thus far.
I have been a steady user of this Blue card for years now. To date, there has not been any issues with my Account in terms of fraudulent charges, timely statements, and timely payment postings. I keep track of all of my purchases through Quicken, and this card is fully compatible with that software. I also have this card linked to my Amazon Account so that I can earn points through my purchases. The interest rate is nice, even though I pay off my Bill every month. Also, I like the options that you have as to how to redeem the points that you generously accrue. I once also asked for a credit limit rate increase because I was renovating my house, and was accepted instantly. This was something that was very kind of the customer service department on their end. Overall I would say that I am a very satisfied customer.
I really like this card, they offer many benefits and they have offered to increase my credit line a few times over the years. I have been using this card now since 2005, and it has not given me any issues. I use online statement and like the convenience of that feature. I also like how customer service is always quick to respond and you are not waiting online for a long time for someone to come on and help you. This is a great card and I would recommend it to my friends and family. While the credit limit may start out small, with a good payment history they will usually increase your limit quite fast. The credit card also gives you up to 1% cash back across all purchases.
I have had this card since 2007, and I have yet to experience a single issue. I only use cash when I have to, so this card gets used alot, and by that I mean 50-60 times per month. Discover has always been great about quick communication whether my latest statement has been posted, or a new promotion has begun, or even as confirmation that they have received my latest payment. I first began using this card when the rewards benefits were at a 5% cashback on gas, but since it has dropped to 2%. There are several other opportunities to increase the cashback amount with different featured programs which will give you double cashback in certain areas. Their rewards are enticing too as you can get gift cards which have a value greater than the amount you have actually accumulated.