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I decided to get this credit card because I am a frequent customer at Kroger. I buy nearly all of my groceries there, so I thought it would be a good idea to get a card that gave me extra points for shopping where I always shop. I also purchase gas at Kroger, and the 25 cent savings on gas during the first three months was a major incentive to me. That is really a great deal, especially when you have to drive a lot like I do. I get double points on all Kroger purchases, which is simply wonderful for me. I am also very happy that there are not any fees with this card. If you shop at Kroger, this could probably be one of the best cards you'll find.
This card might not be the best card I have ever had, but it is certainly for a good cause. It donates some of the profits to the Susan G. Komen foundation, which is a very big and well-respected cancer charity. I am pleased to know that the card is helping a good cause, but aside from that the card is more or less average. It gives you the standard 1% back on most purchases, but gas will get you 3% back, and groceries receive 2%. The rate for gas and groceries is good, and I have no reason to complain. You can get a 100 dollar bonus when you sign up, and that is great! Overall this is a good card, but it is not anything amazing.
The Matrix card was one of my first credit cards. I got it only because I had virtually no credit, and did not qualify for any better cards. The annual fee on this card is very high at $75. I've seen cards that charge about $60, but this is the first I have seen that charges more than that. The interest rate is also extremely high. I know this is for people with little credit or bad credit, but 29% is just crazy. I would only recommend this card if it is literally the only one that you can get. If you can get something else, don't even think about getting the Matrix card.
I got this Harley card because I am a Harley fanatic! I love their bikes, and it might not be the best idea to get a credit card just because it has your favorite brand name on it, but I could not resist. The good thing about this card for me is that you get triple reward points when you spend money at Harley dealerships. This is great as I am always getting new accessories for my motorcycle. Double points are also given for gas, which keeps me on my bike and on the road more often. I do have to say that this is a bit of a gimmicky card, but I do think it is pretty good regardless of the shallow marketing gimmick. That being said, there are much better cards out there.
This Citi Dividend card was one of two cards I had when I was a college student. It was a good card for a student like me who had next to no credit whenever I got it. The rewards were pretty decent. Their standard rate was 1 point for every dollar spent, but there were some things I got 5 points for each dollar. My laptop that I bought got me 5 points for every dollar, which is a nice reward for a poor college student like I was in those days. Another good thing was is that I did not have to have a cosigner, which gave me a bit more independence and was a relief to my parents. The spending limit was fairly low, and that was my only complaint about the card. However, a low spending limit is probably good for a college student.
I have very mixed feelings about the Spirit Airlines card. On one hand I do think it offers good rewards compared to the cards of other airlines. You get two miles for every dollar you spend, which is right up there with the best cards. You can also get 15,000 bonus miles after your first purchase. All of this sounds great, but just remember that Spirit is no the most costumer friendly company around. They were rather unclear about the requirements to get, and keep the bonus miles. You must make a purchase with the card every month to do so. This is no problem for me, it just was not clearly explained to me when I was applying for the card. There is also a annual fee of $60. This is a little annoying, but if you use the card enough to earn some free flights, $60 is nothing to complain about.
I decided to get this Discover card after hearing about the great bonus miles I can earn with this. I like to travel a lot when I have the time, and this card is wonderful for earning the miles I need to take the vacations I have dreamed of. You get 2 miles for every $1 you spend, and yes, that is pretty much the norm these days. However, the great thing about this card is the 25,000 bonus miles that you can get. 1,000 mile for each of your first 25 months using this card. That is a lot of miles! I took a trip using the miles I won with this card, so I have to say that I simply love it! The only minor downside to this is the annual fee, but at least it is only $60.
I got this card during my freshman year at college. As a student I had not yet built up much credit, so there were not many good rewards cards available for me. Thankfully, I found this one and I have been very pleased with it. You get 1.25% cash back on all purchases made with it, and that is good enough for a starter rewards card. Most cards that I have seen offer 1%, and while the extra half percent is not huge, it offers a little bit extra. I also like how this card lets you set up email an text alerts when you get close you the spending limit, or when there is unusual activity on the card. It is very convenient for me, and also makes me feel that my credit is safe, as I would quickly know if someone else was using it. There are not a lot of good cards for college students with no credit, so I would recommend that any of you college students out there take a look at this card. I've been happy with it, and I bet you will be too.
I got this credit card several months ago because I just love Sony and all their products. I frequently buy stuff from Sony, and the rewards you get from buying their products are great. I've never had a card with such great rewards before, and I have to say that I am very happy with this card. The card also came with a big bonus of 5,000 points, which is much more than I have ever had with my previous credit cards. In only a few months I have managed to redeem several awesome rewards. With the other cards I had, I only got enough points to get things once a year or so. If you have an liking of Sony products, I imagine this will be a good card for you!
I've had this card for about 6 months now, and I have to say I think it is a good credit card. It might sound a bit of a gimmick with the whole biodegradable thing, but as someone concerned about the environment, that was one of the things that attracted me most to this card. It's nice to know that I can spend money without having to feel guilty about hurting the environment. I was given a $1500 spending limit, which is not surprising as I am a college student without much credit. Customer service has always been very friendly to deal with, and have always clearly answered my questions every time I have spoken to them. I also like Discover's website a lot. It makes paying my bills very convenient and easy. The only thing I do not like about the card is that the rewards do not seem all that good, but since I try not to spend much money, I would not get a lot of rewards anyways.
I got this credit card when I signed up for a college checking account at Wells Fargo when I started to college 3 years ago. The good things about it are that there is no annual fees, which certainly is nice for a poor college student like myself. It also offers 1% cash back. That's not a lot, but hey a little extra cash just for using the card is nothing to complain about. The card is also linked with my checking account online so all I have to do is make a few clicks to pay my bill at the end of each month. I started with a $1000 spending limit, which I guess is low, but high spending limits with a college student is usually a dangerous combination. Overall I would reccomend this card to any college student!