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I love my cash back Chase Freedom Visa card! I love being able to earn up to 5% cash back on all of my purchases. That's higher than the 1% I was able to earn on my old card. I don't travel so the miles I was earning on my old card were useless to me as well. But I use the extra cash all the time! It's almost like a mini savings account I don't have to put my money in to, but can cash out on for a little extra money when I need it for something. Because there isn't a limit to the amount of cash back I can get I can save it up for as long as I want to. If I don't need it I don't have to take it and when I do need it there is even more there than I expected to find. That's amazing!
The Capital One Venture Rewards Credit Card has been very good to me. The rates on the balance transfer aren't too bad and having no fee on top of the percentage is wonderful. I've transferred all of my balances to this card. My payments are much more affordable with everything in one place instead of scattered as they were before. I haven't had the card for more than a year as yet so I haven't had to pay a annual fee yet. I'm not too worried about it. It's much lower than some of the cards I've had in the past. Also I love, love, love the rewards miles! I'm saving up for an amazing vacation!
I like my UPside Prepaid Debit Card, but I don't love it. The monthly fee is low enough to not be a big deal and if you don't have a debit card from a bank, this is a pretty good way to make online purchases and you can only spend what you have so overdraft fees are a thing of the past. My biggest problem with the UPside Prepaid Debit Card is that you have to pay for customer service. Serving the customer and helping them out is the whole point of having customer service for your product. Luckily I haven't had any issues that required customer service to assit me yet.
I love, love, love my Discover More card! It's been a lifesaver on more than one occasion. My car broke down and I needed a hotel room over night while the car was being fixed. I didn't have my debit card with me and I didn't have enough cash to cover the deposit on the room. Thankfully my credit card was in it's sleeve. That was the first time I had to use my card, but it wasn't my last. A few months later my car broke down again, time for a new car I know, and this time the repair was quickly done and I was on my way, but only because I had my Discover card with me to cover the cost of the repair. Thank goodness for my Discover card. I don't know what I would do without it!
I love my Capital One VentureOne Rewards Credit Card! The mile rewards are the best. My family is spread out all over the country and come holiday time we're always flying here or there and being able to save money while I see my family for the holidays is always a huge help. Capital One has always been so helpful to me when I have a problem and having the card be a Visa makes it so easy to use in so many places. Using it more often workds for me and that helps me rack up my miles even faster. That works for me too. I love this card!
I love Walmart and now I love their credit card too! I love having no annual fee and who doesn't love getting cash back? I adore it. My favorite part about this card though, is the gas savings. I always get my gas from Walmart anyway and now, with my Walmart credit card, I save 15 cents per gallon when I buy it through them. That's great! With the price of gas, every little bit helps and with how much gas I go through just getting to and from work each day that 15 cents per gallon really adds up fast! Love it!
I love my Blue Cash Preferred card from American Express! I love it because of the low annual fee, the quality that I know I always get from American Express, and espeically because of the cash back rewards! Who doesn't love making some money buying the things they already need to buy? I sure do. I only have to spend $25 a week at the supermarket to earn 6% cash back. I love that! I don't know any one that doesn't spend at least that much per week at a grocery store. With grocery prices going sky high, getting a little bit back is a huge relief!
My Capital One card has been a lifesaver on many occasions. I had never had a credit card before, but my husband wanted me to get one in case of emergency. With zero credit history I have a low limit, but it was enough if I needed to be able to get something quickly, a tow truck or a taxi home. Luckily, we haven't needed it for an emergency so far. We use it on occasion for small things, like a dinner out, and always pay the entire balance monthly. Not having an annual fee is great! I plan to keep this card for emergency use, but I still hope to not need to use it!