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I love this card! First off, the sign-up bonus is great. Spending $500 in the first three months of having the card is no problem, and Citibank gave me $100 in rewards for doing so. I love the consistent rewards rates on purchases I make regularly. The card carries no annual fee, which is also nice. It's very easy to keep track of my rewards through the company's website. The high interest rate is to be expected with a card like this, but paying the balance every month keeps those interest charges away. All in all, this is a handy card to have on hand if you want an above-average, simple-to-use rewards for everyday purchases.
I am a pretty big fan of Citibank and this card in particular. The rewards are very good -one point for every dollar you spend- and there is no limit on the amount of rewards you can earn. Citibank also gives an annual anniversary bonus, which is a nice perk! I like to use this card for shopping, and it really pays some great dividends! Citi's customer service has always been helpful and friendly, which is important to me. I do wish the card had a more reasonable interest rate, but all rewards cards seem to really spike their rates. Just be careful not to carry a balance and you should enjoy this card as much as I do!
I absolutely love this Discover card! I've had the account for over a year now and really can't say anything bad about it. The perks are fantastic- great points for the first twelve months of purchases and I can use the points on more than just airline tickets! The balance transfer is a bonus and the interest is really quite good for a rewards card. Of course, the whole point of having a card like this is to not carry a balance, but I can definitely see the benefits of this card if someone were to have to. Customer service has never been an issue, and it's incredibly easy to access the account online. No complaints here!
I have the Marriott Rewards card and have used it in the past with no problems. The customer service is great and the rewards system is well thought out and easy to understand, but honestly, I've found there are a few other rewards cards out there that are easier to use and provide a much greater field of choices when it comes to rewards. If you are loyal to Marriott and travel quite a bit, this card could be for you. However, in my own experience, I much prefer having options on where to stay, where I get my rewards and how I receive rewards. I only carry a few credit cards, and I'm planning on canceling this one in favor of one that offers broader options. As far as the card itself, again, I've had no problems and no complaints with billing or customer service.