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The Walmart prepaid card is a decent prepaid card. Not the best, but it's alright. There is an activation fee, and a monthly fee for using this prepaid cards (other prepaid cards typically have no charges associated with them). The AMEX prepaid card or blue bird is much better. This card is viable, however, if your credit is low or bad, and you are looking to improve it. Walmart is a super well known brand, and finding one in your vicinity should be relatively easy, but still, with the fees associated with the card, I'd go with walmart's blue bird prepaid card.
I usually don't rate credit cards as low, but this is one of the first. It's a disappointing card. Annual fee of $75 is very high, and the monthly fee after the first year is ridiculous. I feel like there's no rewards with this card at all. This card may be an option for those in really bad credit, but if you're not, definitely look elsewhere, because there are tons of cards way better than this one if you are in good credit. The paper statement fee is also very frustrating. I can go on and on about how many negatives this card has. Just trust me and don't do it.
The Citi Forward Card for college students is great for me (a college student). The thank you points are very nice and easy to obtain. There are no hidden fees with this card, and APR is pretty low compared to other cards. Overall I'm happy with this card, but it does lose a point for penalty APR being pretty high at 30%.
The Marriott Rewards card surprised me with how good it was. The rewards truly are great. Marriott is a great hotel and is known by many, and the amount of points one can rack up and use is great. Just by spending $1000 in the first few months will get you 4 free nights! That's a whole weekend getaway vacation for most. Customer service is also great with them. If you travel a lot and don't mind marriott, this is the card for you. Plus, APR is pretty low compared to most other cards, and the grace period of 3 weeks is pretty typical of other cards.
I like the Capital One Quicksilver Cash Rewards Credit Card a lot. Customer service has always been excellent with them. I like being able to see my statement online. Also, I got $100 free for opening up with them which was great. I also love the low interest rate and the cash back rewards it has set up.
I like the Chase Freedom card a lot. First off, I've been with Chase for over 5 years, since I was around 15. Customer service has always been excellent with them. I like being able to see my statement online. Also, I got $100 free for opening up with them which was great. Also I use amazon very frequently, so getting money back on Amazon purchases is a huge plus!
I've been using the Wells Fargo college credit card since I enrolled in college 2 years ago. I do like it, and don't intend on switching. Customer service is excellent, I've never had a problem with Wells Fargo. No annual fees and 1% cash back is great as well. Being able to see my statement online is a big plus as well; this definitely is geared for a college student.
The Hyatt credit card is great. My father has this card. While the annual fee can be steep for some, I feel this card is still worth it. Interest rate is pretty low, and cash advance is also pretty low. I also really like the rewards given with this card. Since the Hyatt is virtually everywhere, and is a luxury hotel, this was a no brainer for us as a family. We love the Hyatt, and the Hyatt bonuses are great and easy to rack up. We recently went to Europe, and had enough points to get a free time in a very high class Hyatt in Paris, France for a few days. Hyatt has always been a great hotel, and I feel it's very easy to gain points to get free nights with this card. If you are a fan of Hyatt and travel frequently, I definitely recommend this card to you.
The Direct Express Prepaid card is a great prepaid card. It's especially good to use it as a direct deposit, as it's secure and you will not need any bank account and won't have to share info with others. It's great that theres no fees associated with this card, and cancellation is free. Unfortunately there aren't many ways to add funds to this card, and not every website will accept this card. VISA seems to be the go-to card now for being accepted everywhere. Other than that, this is a great prepaid card, much better than American Express prepaid cards, which are accepted in even less places.
Blue Sky by American Express is a great card. 0% APR for 15 months is a pretty long time! Initial welcome bonuses are also pretty hard to beat. No annual fee is also refreshing, as most cards now have big annual fees that add up. I'd say my main gripe with this card is that it's an American Express card, so it's not accepted in many places still. Had this been a VISA card, I may have given it 5 stars. Interest is decent, and earning 1 point for every purchase ($1 per point) is a great way to rack up points.
The AT&T Credit Card is a decent card. I like the no annual fee, as many cards have annual fees nowadays. I also like the rewards. Getting up to $350 per year is great. Since I use AT&T as my cellular phone line, this is great for me. Those $200 phones every 2 years are expensive. As with other cards, if you don't have AT&T, I'd say not to get this card, as APR is just average. But if you use AT&T frequently, then definitely consider it! I also advice that if you're just a light AT&T customer, and don't plan to use them extremely frequently,also look for another card. Only use this if you use AT&T a lot!
This is a decent card. I just don't like the eventual annual fees. The first year has no annual fees, but that year goes by fast. Some travel cards have no annual fees whatsoever. However, if you use BritishAirways or have a fondness toward them, then this card will probably suit you very well, since they do offer some pretty great rewards, and it feels like it's very easy to get bonus points. The initial bonus is awesome as well! But still, I just don't use BritishAirways too much, so this card isn't very useful for me personally, hence why I had to drop 2 stars out of the 5.
I really like the Sony Card from Capital One. I've always liked Sony, and will be purchasing a PS4 soon. Since Sony makes so many things, I feel this is a great card since you can get discounts on all their items with points. Sony is a huge seller of electronics, making everything from TVs to headphones to gaming consoles, so if you like technology you probably have bought a Sony product before. I feel like I am always racking up points easily, which is great. If you're not into technology or are against Sony, though, this card won't be for you.
The JetBlue credit card is a great card, especially for all travelers. I love how easy it is to gain points, and thus, rewards as well. If you use JetBlue a lot or like the airline, this card is for you! If not, then it may not be. Since I don't mind traveling JetBlue, I find this card pretty useful. I love getting 8% back on flights, but recently I've been traveling less and less, so this card isn't as as frequently. Use this card if you know you will be traveling constantly. I'll give this 4/5, losing one star because it's pretty limited in how you can use it and with who you can use it with.
The TJX credit card is just ok. I don't care for the rewards too much. I feel like I have to spend a lot of money just to get some rewards back. Since one will get $10 for every 1000 points (and 5 pts are gained per dollar spent at a TJMaxx/Marshalls/etc.). My mom shops at these places frequently but we haven't had much rewards from it. A one time 10% off is pretty bad in my opinion. Also, the interest rate is very high for some reason. There are much better cards out there, especially if you just want a shopping credit card with good benefits.
The Guitar Center Store Card is a pretty good card if you will be making big purchases at the Guitar Center store. If not, this card may not be for you, as there are plenty of other cards with nice rewards. If one was to buy an expensive item at this store, they'd allow around 6 months of no interest and a lot of time to make your payment. Since I don't really use guitars, I don't have a use for this card. However, I can see multiple people who'd love this card, as this equipment is always very expensive, and most people won't be able to afford it all at once.
The Apple Credit card isn't as good of a card as I had hoped it would be. There really are no rewards or benefits with this card, which is upsetting. I'd say the only useful thing is card is for is if you were going to buy an apple laptop/computer, as you can make multiple payments with this card. I am looking to buy a laptop soon, so I will be putting this card in full effect very soon. I like the fact that there's no fees with this card, and there's no over limit fee, which applies to me somewhat well. I'd give this a 3/5, simply because it doesn't have that many rewards.
The KAIKU Visa Prepaid Card is pretty underrated. It's not talked about much, but what it offers is quite nice. This does have a small monthly fee, but the super large card limit of $10,000 more than makes up for that. Great for large purchases. I do prefer this over other prepaid cards. Customer service was really great and the $0 cancellation fee is great. Other prepaid cards are somewhat sketchy, but I trust KAIKU, and they've delivered time and time again. If you're looking for a prepaid card, I highly consider looking into this one, especially if you don't have a bank account and need to make online purchases.
The BankAmericard Travel Rewards Credit Card is a pretty average to below average card in my opinion. As said in the name of the card, this is suited for travelers. Since I don't travel too much, this card isn't too beneficial for me. I like the no annual fees, but this card just doesn't offer too much at all for non travelers. Even for travelers, I feel the rewards are somewhat minuscule. APR can be high, and overall I feel that there are far more cards out there that are better than this one. Even when it comes to traveling, there are better travel cards than this one, with more traveling benefits, and other benefits as well. I recommend not getting this card, and opting for something else.
The staples store card is a decent card. The reward for shopping at Staples is great; 5% back on all items bought. This is especially good for me since I recently went back to school and had to get a lot of pens and supplies, and typically restock on ink/paper/pens at Staples. I even bought an expensive fountain pen for a good price because of the rewards. The interest rate is pretty high, though, which isn't good. APR is also kind of high. If you see yourself at Staples a lot, this is an obvious choice. If not, there could be other cards for you.
The L.L.Bean Credit card is a better card than I expected it to be. I like that you can get rewards for shopping wherever you go, it doesn't have to just be at L.L.Bean. Other than that, rewards aren't too good in my opinion. Since I don't do excessive shopping, I feel I don't get too much reward out of this card. Plus, I haven't been shopping at L.L.Bean as of recent, so I may get rid of this card, since shopping with them gives the biggest rewards. Interest rate can also be pretty high which isn't good for me. Overall, I think if you shop a lot, this is a good card for you.
I decided to get the Chase Sapphire card after having Chase as my primary checkings account bank for a few years. I have not looked back yet, this is a fabulous card. Bonus points are very easy to rack up, and I love that you can redeem points for cash back or gift cards! It doesn't have to be for travel. I've earned numerous rewards from this card. Since I eat out a lot this card is especially great for me. No annual fees are another plus. I recommend this card to those who are familiar with Chase, especially those who travel or eat out frequently and purchase many items.
The Hilton Credit Card by American Express is a pretty good card, especially for travelers. My family and I travel a lot, so this is a great card for us. I was able to get a lot of points with it. I have a few AMEX credit cards, and time and time again I see why I get their cards. The rewards are great, customer service is excellent, and fees are relatively low compared to other cards. The one and only problem I tend to have with them is that they aren't accepted everywhere. Ever since getting this card we've been staying at the Hilton, which is a much nicer hotel than I originally thought. I've earned a ton of bonus points which has made me happy! Get this card if you're a traveler!
The American Express Save Card is a nice prepaid card. No monthly or activation fees. This will attract many people. Cancellation fees are free as well which is great if you only want this for a limited amount of time. I also like American Express' customer service, they tend to be very helpful when I have a problem with them. Although I prefer credit cards, I think this is the way to go if you want to get a good prepaid card with low fees. The main problem with this card is that American Express is not taken at all places, so some places will deny you if you try to use the card.
The Blue Card preferred by American Express is a great card. How many people shop at supermarkets? Everyone. Everyone can benefit from the great deal that they give, giving 6% cash back. They also give you money back for gas which is nice. The $150 bonus is nice too. There really isn't anything bad about this card. The worst things about it pretty much compare the same to other cards. APR is pretty average, as are the other rates. I will be sticking to this card for a while. The amount of grocery shopping I do makes it so worth having. I guess one con is that not everyone accepts American Express.
I like that this card (Brooks Brothers credit card) rewards you for shopping there. I’ve shopped at Brooks Brothers before, but I’m not sure if I shop there enough for me to justify having this card. If you don’t buy things at Brooks Brothers frequently, I would say not to buy this card. I like the low foreign transaction fee, but the rates seem pretty average. For regular people, this is a 3/5. For Brooks Brothers customers, I'd give this card a 4/5. Also, I liked that you get extra rewards on your birthday and anniversary. That's something I don't see too often, so it was pretty neat for a card to do that.
I really do like this card. I was initially attracted by this card when it said I would get a free $30 for just choosing this card. You also get money back for your purchases which is really good, especially for those who are constantly ordering items off amazon such as myself. I was able to raise my credit using this credit card which is great as well. My only gripe with this card is that the interest rate is rather high, and the grace period is rather low. Still, I will continue to use this card since I use amazon so much.
For this NFL credit card, I like the fact that there is no annual fee on this card. Also, the required credit score to get this card thankfully isn't too high. I also like the bonus points available for this card. I do make a lot of purchases so I feel I'd have a lot of bonus points within a year or so. Having a card customized for my own team is also pretty cool. The only things I don't like about this card are the APR penalties and the cash advance fee, both too high in my opinion. Other than those small cons, I do like this card and am happy with it. 4/5.
The New York & Company credit card seems like a really great card with few, if any, drawbacks, and an amazing perk/point system that makes you keep wanting to come back. With the automatic enrollment in the New York & Company Rewards Club and a rewards system that I can see would be easy to complete, one could see themselves getting a lot of "free stuff" just by using their card for everyday personal or business purchases. You get access to tons of special savings and even a "savings week" for your birthday, one thing that is apparent with this card is that the company delivering it knows how to take care of its customers. You can call customer service Monday through Saturday, 8 a.m. to 9 p.m. and even get an informative newsletter through email. There is no annual rate and you can withdraw money from over 1000 ATM's. It really seems like there isn't much you can't do with this card. The only drawback it would seem is that the company does not list any information about introductory rate, introductory period, or regular rate, but with a required credit score of good or excellent, you can reasonably assume that the rates will be low and you won't have to worry about crazy amounts of fees since this card is obviously intended for people who know how to manage their finances. There also is no bank transfers or information on cash advances, max late fees, over-limit fees, penalty APR, grace periods, foreign transaction fee, and there is no online response available. But, again, this card is obviously for people who know how to manage their finances so while this information is pertinent, like anything else, it's probably not a major concern and is something that can be discussed when an individual gets approved. All-in-all, this card seems great and I would love to have one.