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Love this card, and the rewards I get with it! I have had Capital One Credit Cards in the past, but this one allows me to earn rewards for different events and receiving complimentary upgrades is a plus too! I recommend this card to anyone who has dealt with Capital one before!
I really enjoy that I am able to obtain bonus points for purchases made at Staples, but seeing as they are one of the biggest office supply stores I guess I expected more from them. Don't get me wrong the card comes in handy when I need something for school and I don't have the cash, and at Christmas time when I need to buy electronic presents!
Because of bad credit I am unable to obtain an unsecured credit card, with the Citi bank secured card I am able to once again be able to use a credit card ! By depositing the $200 on the card along with the $29 fee I was good to go! Citi bank has allowed me to begin to rebuild my credit back once again, and having the emergency card around is always helpful when I need some gas or my morning coffee!
This a gift from God! Lol, no but really having such awful credit and being able to obtain a secured card is a god send, with a low initial deposit of $200 you are able to open a line of credit that is monitored by three major bureaus! That's a great way to begin to build credit, and not only that, but being able to use it to rent a car is even better! Pre-paid debit cards do not constitute as a credit card and you can't use it to rent a room or a car, so helpful!
Love that I can build my credit in a responsible way, and at the APR rates it wont cost me an arm and a leg! Great to use for my school books, and any other extra that I may need when I start school! I especially am thankful for the emergency travel assistance that you get with the card too, I have never seen that before. All in all, a great starter card, and I like that you don't need a long history of credit to get it.
I am totally in love with the gas discounts! I drive a lot for work, so I am always refueling and saving the 50 cents the first 90 days was super awesome! Having this card I primarily utilized it for fuel only purchases so I can rack up the fuel discounts and pay off my bill each month! Definitely a great card for a constant commuter like myself!
Although you have to excellent credit to have this card, you have to love the low interest fees and non-existent annual membership fee! I love that I can use this card at Cabela's to rack up points, and use it at other retail stores also, it's like I get more bang for the buck! And if I don't want to leave the house, I can use all my bonus points online!
Much like other cards bank of America allows you to obtain points for future rewards. I like the idea however that boa does not put a cap on the amount of points you can earn per year. I know that most people nowadays rarely use paper money and use plastic, so I'm sure that earning rewards makes this card a first choice rather than using regular cash..especially when you are able to use it at the pump!
Unlike other prepaid cards this one does not charge a monthly fee, which is super awesome, and I also noticed they allow one free withdrawal a month. Similar cards charged almost $6 to withdraw, and also charge about that for a monthly fee. This has made me consider switching my card to this one, as they also allow direct deposit too! Definitely a good choice!
I really like the idea of earning bonus points on this card, you can use them and potentially purchase your new AT&T phone along with a new tablet or ipad. Even if you are not looking to upgrade your phone, you can still utilize bonus points for other areas of interest! The apr is not as bad as I thought it would be either, and earning one point for every dollar spent is awesome too!
Awesome for travel, especially with using and acquiring points! I really like the idea of being able to have auto rental insurance too. And wherever you go, there is sure to be a Hilton nearby that you can stay at and redeem some of those points!
APR isn't as high as other cards, but the rewards aren't exactly the greatest either. I would prefer flyer miles as opposed to "reward dollars", but in any case it's a reward that can always be used towards something!
I like that there is no annual fee, as well as the bonus miles... the only ouch is the high apr and foreign fees! Make sure you make your payments on time!
I use this card because I have awful credit, that I am trying to fix! although it does not have all the perks of a regular card, I am allowed to pay my bills and receive direct deposit on all my checks. That makes it way easier than having to pay a check cashing place to get my money, the ATM fees are somewhat reasonable, and I like plastic better then cash. Green dot has allowed me to be able to use the card as a way to easily make payments!