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I've gotten the Target Credit Card because of the fact that I shop at Target so much. I used to get prompted a lot to open a card, mostly because i shop at the same Target and they know me. I finally took them up on the offer because i spend so much money on them weekly, and i might as well get rewards from it. I enjoy using the card because i get % off my shops when i use the card, and i love saving money! It just allows me to repeat business with them.
I have had this card for a year, and i absolutely LOVE it. I am a frequent shopper at Target, so this card just makes sense for me. I love getting my 5% off purchase, especially if the item is cheaper online, and i get my discount AND free shipping! Don't even get me started on if I have coupons! 10/10. I would recommend!
I think that this card has its perks. Right from the start you are getting that savings, and you get savings if you use your Walmart Credit Card at a Walmart gas station. But after that, it seems a bit lackluster. The rewards are not enticing, unless you are a very frequent walmart shopper, who is purchasing upwards of $75 per visit. I think it would be a great card for families, who are looking for that kind of savings, but other than that, it doesn't seem that great. But, every bit of savings does help, especially if you are in a pinch.
This card seems like an ideal one if you have just bought, or are remodeling your current home. That can be a daunting experience in and of itself, so with this card, which has no annual fee, it is just really ideal. The Lowe's Store Card's terms are right in line with other home improvement cards, but this one seems more enticing because of the 5% cash back. I think that's what makes this card worth it, and i would get this card just for that feature. Everyone loves savings! It may not have as many rewards as other cards are offering, but I think it's the savings that will draw people in.
This Direct Express Prepaid card seems like it is the way to go if you want to give money. It has a no strings attached feel that is desirable for a majority of people these days. Unlike most prepaid cards, you ARE able to use it at an ATM for a small fee. And you can get cash back on your purchases. I think that this card would definitely be great for a college student who is just starting out. It has the look and feel of a credit card, without the credit card damage.
As someone who has been on 7 Carnival Cruises, and is well on my way to a free cruise, i think that this Carnival Credit Card will be the way that I get there. I am willing to cancel my other credit cards in order to get this one! If you use your card regularly, you can definitely rack up points to use towards that free cruise. And the foreign transaction fees are right in line with other cards, which won't make you feel guilty when you have to use the cash machine on the ship to tip your waiters. So if you are a frequent cruiser like myself, I think that this card would be perfect for you, despite the high interest rate after the first year. But i think it all will balance out once you are on that free cruise.
As someone who frequently travels, and does so with JetBlue, i think that this card is awesome to have. The interest rate is low, comparable to other airline credit cards, and there is no annual fee for the first year. It gives you time to see if you will be able to make use of the services they are offering. I think this is an all around great card for a traveler!
This AT&T credit card is probably one of the most attractive credit cards I have seen to date. As someone who loves and lives for rewards for my spending purchases, this credit card really entices me to apply so that i can earn some rewards! I know that i am one to travel internationally as well, so seeing that the foreign transaction fees are 3% whereas others are at 5% I am shocked, and honestly, i think this is a great card for a frequent traveler like myself.
I love this card! My first year, i received 0% interest, which allowed me so much freedom. In addition, i get cash rewards on my spending. I can either use them to buy things, or have them credited towards my monthly payment. And i got the opportunity to personalize the card to my liking!