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I felt proud when I got this card as it is proof that my credit score is going up. But I think the interest rate is relatively high, so I only use this card for emergencies and usually pay the balance right away or as soon as possible. I believe my credit score is also improved by using this card. I believe this card is very helpful to people for improving their credit rating, although there are better options available for this with lower interest rates.
My card had a high interest rate and low credit limit. I generally just used it to buy items on the spot and then paid back the balance in full later. Since it was a low credit limit it was easy to keep the balance under control.
The NFL credit card seems to be a great deal for big fans of football. Being able to get special rates for tickets and also 20% off at ANY NFL shop is a wonderful promotion. You can also customize the card with the logo of your favorite team with is a nice touch and a way to show loyalty to your beloved team. The thing I don't like about this though is that it appears to be geared toward men in general. Although there are women who like football of course, the demographics probably show that the larger amount of football fans are men, thus it is not likely that myself or other women would think about applying for this card.Other credit cards I have used which are geared toward both genders include customizing the card with a photo of your choice, or from a selection of stock photos (for example my Capital One card is customized with the American flag).
Although the interest rate was high, this is a good way for someone with little or low credit to be able to obtain a computer and other computer-related supplies at a relatively low price. You can order online for extra convenience and there's usually a free printer attached to the deal.