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+ Unlimited Credit Reports
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+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
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Kohl's credit card is a great store card to have if you are a fan of the store. Automatically as soon as you sign up you are sent a 15% discount. When you have the card you are given 12 special card holder discounts that range from 30% off to 15% discount off. The free shipping is another bonus if the store you have is out of what you want, or you just can't make it there. One of the drawbacks is the high interest rate's, but then again many store cards have the same interest rates so its nothing against the norm.
This card is a must have if you shop at target. If you are someone who uses there credit card when shopping at target., then you should be using the target credit card instead. One of the best things about the credit card is that every time you shop using it you automatically save 5% on your bill in store and online. When using you card to buy things you get a extra 30 days additional time for returns, and you get free shipping when ordering online. I also like the fact that they frequently send me coupons in the mail for money off specific products, and money off my bill just because I have the card.
I had the Victoria Secret CC for a while now. I love the fact that you get so many perks with it. It varies from 10 dollars off every time you spend 250 points, to a birthday reward. I also as consistently getting coupons for ten dollars off bra's as well as free underwear. While the apr is high its pretty inline with rest of store credit cards
I have had a Macy's card before. I personally liked it when I got engaged because I was able to link it to my bridal registry, and was able to get a gift card in the end because of it. Asides from that i don't see that many perks for having it.