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If you can get accepted, the Blue Cash Preferred Card from American Express is an excellent all-around credit card. Excellent rewards which accrue over time, 150 back in the first three months if you spend 1000 or more (easy if you use this for a large purchase), and all the normal benefits that come with being an American Express customer. This card is also great for groceries as you earn 6% back from US Supermarket purchases. Overall, this is a really solid card. There's nothing I don't like about it. Compare to say the Capital One Journey Card and you have more benefits, a lower interest rate, and an all-around solider package than the Capital One. Apply for this one, you won't regret it!
I absolutely love the Kroger 1-2-3 Rewards Visa Credit Card! It's very easy to apply for and has a ton of rewards and benefits compared to other credit cards and reward cards. Variable but low interest and a very wide range of benefits. Rewards points for Kroger-brand purchases, points for shopping at Kroger, and even points (though not as much) for shopping anywhere else. Add that onto a low 9-month intro apr and 5 dollars off for every 1000 points on groceries and these deals really add up as you go along. If you're a constant Kroger customer, this card is perfect for you and has served me well. There are also travel and emergency assistance services available to you which can be a lifesaver if you find yourself stuck on the side of the road. Even for a store-based card this card beats out a lot of the other entry-level cards. You should definitely apply.
The Radio Shack Store Card doesn't have a lot of bells or whistles. It doesn't offer any rewards points but does have some decent bonuses if you're a regular Radio Shack customer. If so you can get free shipping on Radioshack orders over 25, 15% off on store-stocked batteries, and a o% apr for the first 6 months. These bonuses are pretty decent but it's contingent on you shopping at Radio Shack regularly. Also bear in mind the financial state Radio Shack is in and perhaps a card with them might not be the best option. Still, if you're a regular shopper with them and their online store, this card is definitely the right one for you. Otherwise you would do best to look around at other alternatives which offer broader rewards or benefits such as the Capital One Rewards Card.
The NFL Credit Card is a pretty decent card by itself. Low to middle interest rate depending on where it is (it's variable) and industry-standard late fees, grace periods, and other assorted fees. But what makes this card potentially great is if you're a big fan of the NFL and it's associated services and merchandise. There's a substantial bonus in points if you make enough purchases in the first 90 days followed by a large amount of points for future NFL purchases which can be later redeemed for discounts, tickets, and other NFL memorabilia. If you're a fan of the NFL and buy a lot of tickets and merchandise, this card is for you. Otherwise I'd consider shopping around for a more standard rewards card from Mastercard, Visa, or one of the others if you are not a big NFL fan.
Anyone who owns a home can tell how expensive renovations and maintenance can be. So anything you can do to reduce that cost makes a big difference in your budget. The Menards Store Card is a fantastic way to do that. Low interest rate, a nice little 10 dollar bonus on sign up, and best of all 2% annual rebate on Menards Purchases and 1% Annual Rebate on Purchases at Speedway, Holiday, Kwik Trip Stores and Kwik Star Stores. Especially with the Menards purchases these savings will really add up over time and help you save money. It's much better for most people than bog standard rewards cards from Visa or Capital One. If you're involved with home renovating or maintenance at all this card is a no-brainer.
The TJX Credit Card is definitely one to consider. While the interest rate is a little on the high side it is still very competitive. Tack that onto the usual terms. Low late fee, reasonable grace period, small foreign transaction fee (not the most ideal for out of country travelling) but where this card really stands out is it's reward points. You get a 10% bonus with your first purchase and from there you earn 1 point per dollar and 5 points per dollar at TJ MAxx and other related stores. If you shop these stores frequently the savings really add up over time. Compare this to other reward cards which don't give you those specialty bonuses. The TJX Credit Card is good by itself but amazing if you visit those stores often.