This place is a fraud and should be shut down. I was charged $161 to set up a policy March 14, 2017 then 15 minutes later had to cancel and was supposed to be refunded the $161 within 15 to 30 days. It has now been 1 week shy of 2 months and just now today May 5, 2017 received my refund and long behold it was for $51.99 where is the rest of my money these people need to be shut down ASAP or lawsuits need to happen with these people someone's not doing their job correctly. They also need to learn customer service along with communication skills. I hope they read this and contact me because my lawyers will be contacted.