I had no credit history, got approved for a basic $200 limit with $99 cash deposit. Capital One also enrolls you in Credit Steps, where you get an automatic increase in credit after 5 on time monthly payments. Mobile app is so easy to use, I can't imagine how I could mess it up. I'm 22 and working to build excellent credit, this is definitely a great first step if you're like me.
Reviewed by: @brendyni